AGGY vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. AGGY offers more diversification with 2098 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: AGGY

Side-by-Side Comparison

MetricAGGYSPYWinner
Expense Ratio0.12%0.09%
AUM$926M$789.1B
Dividend Yield4.48%1.01%
Holdings2,221505
YTD Return+0.07%+13.28%
1Y Return+2.52%+23.94%
3Y Return (annualized)+4.62%+21.07%
5Y Return (annualized)-0.48%+13.27%
Volatility (annualized)5.6%15.3%
Max Drawdown-22.3%-56.5%
Fund FamilyWisdomTree InvestmentsState Street Investment Management
CategoryFixed IncomeEquity
InceptionJul 9, 2015Jan 22, 1993

AGGY vs SPY Performance

WisdomTree Yield Enhanced US Aggregate Bond Fund (AGGY) is a ETF from WisdomTree Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year AGGY returned +2.52% while SPY returned +23.94%. Year to date, AGGY is up 0.07% versus a gain of 13.28% for SPY.

Over three years, AGGY compounded at +4.62% per year against +21.07% for SPY; over five years the annualized figures are -0.48% and +13.27% respectively. Across the full 11-year window we track, SPY has the edge at +8.84% annualized vs +0.40%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.6% for AGGY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.3% for AGGY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AGGY charges 0.12% per year while SPY charges 0.09%. On a $10,000 position that is $12 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, AGGY currently yields 4.48% against 1.01% for SPY.

Holdings Overlap

0.1%overlap

AGGY and SPY share 4 holdings out of 2597 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AGGYWeight in SPYDifference
GE0.01%0.61%0.60%
AON0.05%0.12%0.07%
ADM0.01%0.06%0.05%
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Frequently Asked Questions

Which is cheaper, AGGY or SPY?

AGGY has an expense ratio of 0.12% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, AGGY or SPY?

Over the past year AGGY returned +2.52% vs +23.94% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (11 years), AGGY annualized +0.40% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, AGGY or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 5.6% for AGGY. Worst drawdown: AGGY -22.3% vs SPY -56.5%.

Should I hold both AGGY and SPY?

AGGY and SPY have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AGGY and SPY?

AGGY and SPY share 4 common holdings with a 0.1% weight overlap. Combined, they hold 2597 unique securities.

Which pays a higher dividend, AGGY or SPY?

AGGY yields 4.48% while SPY yields 1.01%, so AGGY currently pays the higher dividend yield.

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