AGGS vs VYM
AGGS vs VYM
Harbor Disciplined Bond ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | AGGS | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.04% | |
| AUM | $39M | $79.0B | |
| Dividend Yield | 5.19% | 2.86% | |
| Holdings | 276 | 568 | |
| YTD Return | -0.47% | +13.82% | |
| 1Y Return | +1.85% | +24.08% | |
| 3Y Return (annualized) | - | +17.72% | |
| 5Y Return (annualized) | - | +12.13% | |
| Volatility (annualized) | 4.2% | 14.6% | |
| Max Drawdown | -4.6% | -58.8% | |
| Fund Family | Harbor Funds | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 1, 2024 | Nov 10, 2006 |
AGGS vs VYM Performance
Harbor Disciplined Bond ETF (AGGS) is a ETF from Harbor Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year AGGS returned +1.85% while VYM returned +24.08%. Year to date, AGGS is down 0.47% versus a gain of 13.82% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 4.2% for AGGS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for AGGS and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AGGS charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, AGGS currently yields 5.19% against 2.86% for VYM.
Holdings Overlap
AGGS and VYM share 0 holdings out of 703 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AGGS or VYM?
AGGS has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $31 per year of difference.
Which performed better, AGGS or VYM?
Over the past year AGGS returned +1.85% vs +24.08% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), AGGS annualized +4.87% vs +6.98% for VYM. Past performance does not guarantee future results.
Which is riskier, AGGS or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 4.2% for AGGS. Worst drawdown: AGGS -4.6% vs VYM -58.8%.
Should I hold both AGGS and VYM?
AGGS and VYM have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AGGS and VYM?
AGGS and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 703 unique securities.
Which pays a higher dividend, AGGS or VYM?
AGGS yields 5.19% while VYM yields 2.86%, so AGGS currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.