AGGS vs VOO
AGGS vs VOO
Harbor Disciplined Bond ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | AGGS | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $39M | $979.0B | |
| Dividend Yield | 5.19% | 1.09% | |
| Holdings | 276 | 509 | |
| YTD Return | -0.47% | +11.51% | |
| 1Y Return | +1.85% | +21.46% | |
| 3Y Return (annualized) | - | +20.86% | |
| 5Y Return (annualized) | - | +13.01% | |
| Volatility (annualized) | 4.2% | 14.1% | |
| Max Drawdown | -4.6% | -34.3% | |
| Fund Family | Harbor Funds | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 1, 2024 | Sep 7, 2010 |
AGGS vs VOO Performance
Harbor Disciplined Bond ETF (AGGS) is a ETF from Harbor Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year AGGS returned +1.85% while VOO returned +21.46%. Year to date, AGGS is down 0.47% versus a gain of 11.51% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.2% for AGGS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for AGGS and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.33. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AGGS charges 0.35% per year while VOO charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, AGGS currently yields 5.19% against 1.09% for VOO.
Holdings Overlap
AGGS and VOO share 0 holdings out of 650 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AGGS or VOO?
AGGS has an expense ratio of 0.35% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, AGGS or VOO?
Over the past year AGGS returned +1.85% vs +21.46% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), AGGS annualized +4.87% vs +13.44% for VOO. Past performance does not guarantee future results.
Which is riskier, AGGS or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 4.2% for AGGS. Worst drawdown: AGGS -4.6% vs VOO -34.3%.
Should I hold both AGGS and VOO?
AGGS and VOO have a monthly-return correlation of 0.33, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AGGS and VOO?
AGGS and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 650 unique securities.
Which pays a higher dividend, AGGS or VOO?
AGGS yields 5.19% while VOO yields 1.09%, so AGGS currently pays the higher dividend yield.
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