AGGS vs VXUS
AGGS vs VXUS
Harbor Disciplined Bond ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.
Side-by-Side Comparison
| Metric | AGGS | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.05% | |
| AUM | $39M | $156.5B | |
| Dividend Yield | 5.19% | 2.60% | |
| Holdings | 276 | 8,747 | |
| YTD Return | -0.47% | +11.69% | |
| 1Y Return | +1.85% | +26.65% | |
| 3Y Return (annualized) | - | +18.15% | |
| 5Y Return (annualized) | - | +8.66% | |
| Volatility (annualized) | 4.2% | 15.0% | |
| Max Drawdown | -4.6% | -39.9% | |
| Fund Family | Harbor Funds | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 1, 2024 | Jan 26, 2011 |
AGGS vs VXUS Performance
Harbor Disciplined Bond ETF (AGGS) is a ETF from Harbor Funds and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year AGGS returned +1.85% while VXUS returned +26.65%. Year to date, AGGS is down 0.47% versus a gain of 11.69% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 4.2% for AGGS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for AGGS and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AGGS charges 0.35% per year while VXUS charges 0.05%. On a $10,000 position that is $35 vs $5 annually, a gap of $30 per year that compounds over a long holding period. On income, AGGS currently yields 5.19% against 2.60% for VXUS.
Holdings Overlap
AGGS and VXUS share 0 holdings out of 8005 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AGGS or VXUS?
AGGS has an expense ratio of 0.35% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $30 per year of difference.
Which performed better, AGGS or VXUS?
Over the past year AGGS returned +1.85% vs +26.65% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), AGGS annualized +4.87% vs +4.69% for VXUS. Past performance does not guarantee future results.
Which is riskier, AGGS or VXUS?
VXUS has been the more volatile fund at 15.0% annualized versus 4.2% for AGGS. Worst drawdown: AGGS -4.6% vs VXUS -39.9%.
Should I hold both AGGS and VXUS?
AGGS and VXUS have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AGGS and VXUS?
AGGS and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8005 unique securities.
Which pays a higher dividend, AGGS or VXUS?
AGGS yields 5.19% while VXUS yields 2.60%, so AGGS currently pays the higher dividend yield.
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