ADME vs SCHD
ADME vs SCHD
Aptus Drawdown Managed Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. ADME offers more diversification with 161 holdings.
Side-by-Side Comparison
| Metric | ADME | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.06% | |
| AUM | $289M | $103.7B | |
| Dividend Yield | 0.35% | 3.31% | |
| Holdings | 154 | 104 | |
| YTD Return | +11.14% | +23.31% | |
| 1Y Return | +17.55% | +30.42% | |
| 3Y Return (annualized) | +16.20% | +14.66% | |
| 5Y Return (annualized) | +7.51% | +9.59% | |
| Volatility (annualized) | 13.5% | 13.6% | |
| Max Drawdown | -28.7% | -33.4% | |
| Fund Family | Aptus ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 8, 2016 | Oct 20, 2011 |
ADME vs SCHD Performance
Aptus Drawdown Managed Equity ETF (ADME) is a ETF from Aptus ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ADME returned +17.55% while SCHD returned +30.42%. Year to date, ADME is up 11.14% versus a gain of 23.31% for SCHD.
Over three years, ADME compounded at +16.20% per year against +14.66% for SCHD; over five years the annualized figures are +7.51% and +9.59% respectively. Across the full 10-year window we track, SCHD has the edge at +11.34% annualized vs +8.66%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.5% for ADME. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.7% for ADME and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ADME charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, ADME currently yields 0.35% against 3.31% for SCHD.
Holdings Overlap
ADME and SCHD share 18 holdings out of 243 unique holdings combined, representing a 8.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ADME | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 0.83% | 4.54% | 3.71% |
| MRK | 0.61% | 4.32% | 3.71% |
| ABT | 0.34% | 4.49% | 4.15% |
| PG | Pro | Pro | Pro |
| HD | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
| CVX | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
| VZ | Pro | Pro | Pro |
See all 10 holdings ADME shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ADME or SCHD?
ADME has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.
Which performed better, ADME or SCHD?
Over the past year ADME returned +17.55% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), ADME annualized +8.66% vs +11.34% for SCHD. Past performance does not guarantee future results.
Which is riskier, ADME or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.5% for ADME. Worst drawdown: ADME -28.7% vs SCHD -33.4%.
Should I hold both ADME and SCHD?
ADME and SCHD have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ADME and SCHD?
ADME and SCHD share 18 common holdings with a 8.1% weight overlap. Combined, they hold 243 unique securities.
Which pays a higher dividend, ADME or SCHD?
ADME yields 0.35% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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