ABI vs SCHD
ABI vs SCHD
VictoryShares Pioneer Asset-Based Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | ABI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $56M | $103.7B | |
| Dividend Yield | 3.61% | 3.31% | |
| Holdings | 99 | 104 | |
| YTD Return | +3.33% | +22.69% | |
| 1Y Return | +5.21% | +30.94% | |
| 3Y Return (annualized) | - | +14.20% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | 1.5% | 13.7% | |
| Max Drawdown | -0.9% | -33.4% | |
| Fund Family | Victory Capital Management Inc. | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jun 25, 2025 | Oct 20, 2011 |
ABI vs SCHD Performance
VictoryShares Pioneer Asset-Based Income ETF (ABI) is a ETF from Victory Capital Management Inc. and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ABI returned +5.21% while SCHD returned +30.94%. Year to date, ABI is up 3.33% versus a gain of 22.69% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 1.5% for ABI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.9% for ABI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ABI charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, ABI currently yields 3.61% against 3.31% for SCHD.
Holdings Overlap
ABI and SCHD share 0 holdings out of 108 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ABI or SCHD?
ABI has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, ABI or SCHD?
Over the past year ABI returned +5.21% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), ABI annualized +5.09% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, ABI or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 1.5% for ABI. Worst drawdown: ABI -0.9% vs SCHD -33.4%.
Should I hold both ABI and SCHD?
ABI and SCHD have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ABI and SCHD?
ABI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 108 unique securities.
Which pays a higher dividend, ABI or SCHD?
ABI yields 3.61% while SCHD yields 3.31%, so ABI currently pays the higher dividend yield.
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