ABI vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricABISPYWinner
Expense Ratio0.65%0.09%
AUM$56M$789.1B
Dividend Yield3.61%1.01%
Holdings99505
YTD Return+3.33%+9.93%
1Y Return+5.21%+19.50%
3Y Return (annualized)-+19.33%
5Y Return (annualized)-+12.82%
Volatility (annualized)1.5%15.3%
Max Drawdown-0.9%-56.5%
Fund FamilyVictory Capital Management Inc.State Street Investment Management
CategoryFixed IncomeEquity
InceptionJun 25, 2025Jan 22, 1993

ABI vs SPY Performance

VictoryShares Pioneer Asset-Based Income ETF (ABI) is a ETF from Victory Capital Management Inc. and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year ABI returned +5.21% while SPY returned +19.50%. Year to date, ABI is up 3.33% versus a gain of 9.93% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.5% for ABI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.9% for ABI and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.28. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ABI charges 0.65% per year while SPY charges 0.09%. On a $10,000 position that is $65 vs $9 annually, a gap of $56 per year that compounds over a long holding period. On income, ABI currently yields 3.61% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

ABI and SPY share 0 holdings out of 511 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, ABI or SPY?

ABI has an expense ratio of 0.65% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, ABI or SPY?

Over the past year ABI returned +5.21% vs +19.50% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), ABI annualized +5.09% vs +8.74% for SPY. Past performance does not guarantee future results.

Which is riskier, ABI or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 1.5% for ABI. Worst drawdown: ABI -0.9% vs SPY -56.5%.

Should I hold both ABI and SPY?

ABI and SPY have a monthly-return correlation of 0.28, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ABI and SPY?

ABI and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 511 unique securities.

Which pays a higher dividend, ABI or SPY?

ABI yields 3.61% while SPY yields 1.01%, so ABI currently pays the higher dividend yield.

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