PFUT vs VTI
Putnam Sustainable Future ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PFUT or VTI?
Mid Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.90.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PFUT | VTI |
|---|---|---|
| Expense Ratio | 0.64% | 0.03%Best |
| AUM | $4M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 72 | 3,543 |
| Volatility (annualized) | 20.0% | 16.0%Best |
| Max Drawdown | -44.9% | -25.4%Best |
| $10,000 over 5 years | $10,309 | $17,877Best |
| Fund Family | Putnam Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | May 25, 2021 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 94 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. PFUT has data through Jun 9, 2026 and VTI through Sep 11, 2026.
Volatility and max drawdown, and the $10,000 over 5 years row, are measured over the window both funds cover: May 26, 2021 to Jun 9, 2026 (5 years).
Risk: Volatility and Drawdowns
PFUT has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 16.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.9% for PFUT and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
PFUT charges 0.64% per year while VTI charges 0.03%. On a $10,000 position that is $64 vs $3 annually, a gap of $61 per year that compounds over a long holding period. On income, PFUT currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
At least 74.9% of PFUT's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of PFUT is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 123 days apart, PFUT as of Feb 27, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
52 positions in common, counted across the 68 positions we hold weights for in PFUT and 2,787 in VTI, against full books of 72 and 3,543.
Top Shared Holdings
| Stock | Weight in PFUT | Weight in VTI | Difference |
|---|---|---|---|
| VRTVertiv Group Corp | 4.94% | 0.18% | 4.76% |
| PWRQuanta Services, Inc. | 3.62% | 0.15% | 3.47% |
| AVGOBroadcom Inc | 1.21% | 2.46% | 1.25% |
| HLTHilton Worldwide Holdings, Inc. | 3.30% | 0.10% | 3.20% |
| RCLRoyal Caribbean Cruises Ltd. | 3.18% | 0.11% | 3.07% |
| VSTVistra Energy Corp. | 2.55% | 0.07% | 2.48% |
| DXCMDexcom Inc. | 2.37% | 0.04% | 2.33% |
| DDOGDatadog Inc. Class A | 2.16% | 0.12% | 2.04% |
| GEVGE Vernova, LLC | 1.84% | 0.43% | 1.41% |
| MAMastercard Inc | 1.63% | 0.56% | 1.07% |
74.9% of PFUT is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PFUT or VTI?
PFUT has an expense ratio of 0.64% while VTI charges 0.03%. VTI is the cheaper option, by $61 a year on a $10,000 investment.
Which is riskier, PFUT or VTI?
PFUT has been the more volatile fund at 20.0% annualized versus 16.0% for VTI. Worst drawdown: PFUT -44.9% vs VTI -25.4%.
Should I hold both PFUT and VTI?
PFUT and VTI have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between PFUT and VTI?
At least 74.9% of PFUT's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 52 positions in common, counted across the 68 positions we hold weights for in PFUT and 2,787 in VTI.
Which pays a higher dividend, PFUT or VTI?
PFUT yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PFUT?
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.90. Which one suits a particular account depends on what it is for. This is information, not a recommendation.