PFUT vs VOO

PFUT vs VOO

Which is better, PFUT or VOO?

Mid Cap Growth against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y and the full window. PFUT is less concentrated, with 28.3% of the fund in its ten largest positions against 36.4%.

Lower Fees: VOOHigher Returns: VOOLess Concentrated: PFUT

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPFUTVOO
Expense Ratio0.64%0.03%Best
AUM$4M$997.4B
Dividend Yield0.00%1.04%
Holdings72509
Volatility (annualized)20.0%15.8%Best
Max Drawdown-44.9%-24.5%Best
$10,000 over 5 years$10,309$18,802Best
Top 10 Weight28.3%Best36.4%
Fund FamilyPutnam InvestmentsVanguard (US)
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Blend
InceptionMay 25, 2021Sep 7, 2010

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 94 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. PFUT has data through Jun 9, 2026 and VOO through Sep 11, 2026.

Volatility and max drawdown, and the $10,000 over 5 years row, are measured over the window both funds cover: May 26, 2021 to Jun 9, 2026 (5 years).

Risk: Volatility and Drawdowns

PFUT has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 15.8% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -44.9% for PFUT and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PFUT charges 0.64% per year while VOO charges 0.03%. On a $10,000 position that is $64 vs $3 annually, a gap of $61 per year that compounds over a long holding period. On income, PFUT currently yields 0.00% against 1.04% for VOO.

Holdings Overlap

PFUT already in VOO59.3%
VOO already in PFUT7.7%

59.3% of PFUT's money is in holdings VOO also owns. 7.7% of VOO's money is in holdings PFUT also owns.

The two portfolios partly overlap.

The two holdings books were reported 123 days apart, PFUT as of Feb 27, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

37 positions in common, counted across the 68 positions we hold weights for in PFUT and 505 in VOO, against full books of 72 and 509.

What only one of them owns

Our book lists 459 positions for VOO that do not appear in our book for PFUT (91.8% of the fund), and 25 for PFUT that do not appear in VOO (29.1%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in PFUTWeight in VOODifference
VRTVertiv Group Corp4.94%0.20%4.74%
AVGOBroadcom Inc1.21%2.77%1.56%
PWRQuanta Services, Inc.3.62%0.17%3.45%
HLTHilton Worldwide Holdings, Inc.3.30%0.12%3.18%
RCLRoyal Caribbean Cruises Ltd.3.18%0.12%3.06%
VSTVistra Energy Corp.2.55%0.08%2.47%
DXCMDexcom Inc.2.37%0.04%2.33%
GEVGE Vernova, LLC1.84%0.49%1.35%
DDOGDatadog Inc. Class A2.16%0.13%2.03%
MAMastercard Inc1.63%0.64%0.99%

59.3% of PFUT is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

PFUTVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PFUT or VOO?

PFUT has an expense ratio of 0.64% while VOO charges 0.03%. VOO is the cheaper option, by $61 a year on a $10,000 investment.

Which is riskier, PFUT or VOO?

PFUT has been the more volatile fund at 20.0% annualized versus 15.8% for VOO. Worst drawdown: PFUT -44.9% vs VOO -24.5%.

Should I hold both PFUT and VOO?

PFUT and VOO have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between PFUT and VOO?

59.3% of PFUT's money is in holdings VOO also owns. 7.7% of VOO's is in holdings PFUT also owns. They hold 37 positions in common, counted across the 68 positions we hold weights for in PFUT and 505 in VOO.

Which pays a higher dividend, PFUT or VOO?

PFUT yields 0.00% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than PFUT?

VOO has a lower expense ratio. VOO led over 1Y and the full window. PFUT is less concentrated, with 28.3% of the fund in its ten largest positions against 36.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.