VMSB vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVMSBVTIWinner
Expense Ratio0.45%0.03%
AUM$308M$663.5B
Dividend Yield3.10%1.07%
Holdings5403,543
YTD Return+1.54%+13.92%
1Y Return-+24.07%
3Y Return (annualized)-+20.88%
5Y Return (annualized)-+12.47%
Volatility (annualized)-15.3%
Max Drawdown-2.6%-56.6%
Fund FamilyVoya Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionDec 2, 2025May 24, 2001

VMSB vs VTI Performance

Voya Multi-Sector Income ETF (VMSB) is a ETF from Voya Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, VMSB is up 1.54% versus a gain of 13.92% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.6% for VMSB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VMSB charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, VMSB currently yields 3.10% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

VMSB and VTI share 0 holdings out of 3088 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VMSB or VTI?

VMSB has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

What is the holdings overlap between VMSB and VTI?

VMSB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3088 unique securities.

Which pays a higher dividend, VMSB or VTI?

VMSB yields 3.10% while VTI yields 1.07%, so VMSB currently pays the higher dividend yield.

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