UWM vs VOO

Quick Verdict

VOO has a lower expense ratio. UWM delivered stronger 1-year returns. UWM offers more diversification with 1966 holdings.

Lower Fees: VOOHigher Returns: UWMMore Diversified: UWM

Side-by-Side Comparison

MetricUWMVOOWinner
Expense Ratio0.95%0.03%
AUM$248M$979.0B
Dividend Yield0.78%1.09%
Holdings1,994509
YTD Return+35.77%+11.51%
1Y Return+69.72%+21.46%
3Y Return (annualized)+21.93%+20.86%
5Y Return (annualized)+3.91%+13.01%
Volatility (annualized)41.0%14.1%
Max Drawdown-88.5%-34.3%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionJan 23, 2007Sep 7, 2010

UWM vs VOO Performance

ProShares Ultra Russell2000 (UWM) is a ETF from ProShares and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year UWM returned +69.72% while VOO returned +21.46%. Year to date, UWM is up 35.77% versus a gain of 11.51% for VOO.

Over three years, UWM compounded at +21.93% per year against +20.86% for VOO; over five years the annualized figures are +3.91% and +13.01% respectively. Across the full 16-year window we track, VOO has the edge at +13.44% annualized vs +7.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UWM has been the more volatile fund, with annualized monthly volatility of 41.0% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -88.5% for UWM and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

UWM charges 0.95% per year while VOO charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, UWM currently yields 0.78% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

UWM and VOO share 4 holdings out of 2467 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in UWMWeight in VOODifference
NEM0.01%0.15%0.14%
XEL0.02%0.08%0.06%
BLDR0.06%0.01%0.05%
AOSProProPro
See all 4 holdings UWM shares with VOO
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, UWM or VOO?

UWM has an expense ratio of 0.95% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, UWM or VOO?

Over the past year UWM returned +69.72% vs +21.46% for VOO, so UWM leads on 1-year performance. Over the longest common window we track (16 years), UWM annualized +7.03% vs +13.44% for VOO. Past performance does not guarantee future results.

Which is riskier, UWM or VOO?

UWM has been the more volatile fund at 41.0% annualized versus 14.1% for VOO. Worst drawdown: UWM -88.5% vs VOO -34.3%.

Should I hold both UWM and VOO?

UWM and VOO have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between UWM and VOO?

UWM and VOO share 4 common holdings with a 0.0% weight overlap. Combined, they hold 2467 unique securities.

Which pays a higher dividend, UWM or VOO?

UWM yields 0.78% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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