IVV vs UWM

Quick Verdict

IVV has a lower expense ratio. UWM delivered stronger 1-year returns. UWM offers more diversification with 1966 holdings.

Lower Fees: IVVHigher Returns: UWMMore Diversified: UWM

Side-by-Side Comparison

MetricIVVUWMWinner
Expense Ratio0.03%0.95%
AUM$865.2B$248M
Dividend Yield1.09%0.78%
Holdings5081,994
YTD Return+13.52%+40.73%
1Y Return+23.63%+75.91%
3Y Return (annualized)+21.26%+23.36%
5Y Return (annualized)+13.52%+5.18%
Volatility (annualized)15.1%41.1%
Max Drawdown-56.5%-88.5%
Fund FamilyiShares by BlackRock (US)ProShares
CategoryEquityAlternative
InceptionMay 15, 2000Jan 23, 2007

IVV vs UWM Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and ProShares Ultra Russell2000 (UWM) is a ETF from ProShares. Over the past year IVV returned +23.63% while UWM returned +75.91%. Year to date, IVV is up 13.52% versus a gain of 40.73% for UWM.

Over three years, IVV compounded at +21.26% per year against +23.36% for UWM; over five years the annualized figures are +13.52% and +5.18% respectively. Across the full 20-year window we track, UWM has the edge at +7.23% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UWM has been the more volatile fund, with annualized monthly volatility of 41.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -88.5% for UWM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while UWM charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.78% for UWM.

Holdings Overlap

0.1%overlap

IVV and UWM share 5 holdings out of 2466 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in UWMDifference
PR0.62%0.09%0.53%
NEM0.15%0.01%0.14%
XEL0.08%0.02%0.06%
BLDRProProPro
AOSProProPro
See all 5 holdings IVV shares with UWM
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IVV or UWM?

IVV has an expense ratio of 0.03% while UWM charges 0.95%. IVV is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, IVV or UWM?

Over the past year IVV returned +23.63% vs +75.91% for UWM, so UWM leads on 1-year performance. Over the longest common window we track (20 years), IVV annualized +7.04% vs +7.23% for UWM. Past performance does not guarantee future results.

Which is riskier, IVV or UWM?

UWM has been the more volatile fund at 41.1% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs UWM -88.5%.

Should I hold both IVV and UWM?

IVV and UWM have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and UWM?

IVV and UWM share 5 common holdings with a 0.1% weight overlap. Combined, they hold 2466 unique securities.

Which pays a higher dividend, IVV or UWM?

IVV yields 1.09% while UWM yields 0.78%, so IVV currently pays the higher dividend yield.

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