QQQ vs UWM

Quick Verdict

QQQ has a lower expense ratio. UWM delivered stronger 1-year returns. UWM offers more diversification with 1966 holdings.

Lower Fees: QQQHigher Returns: UWMMore Diversified: UWM

Side-by-Side Comparison

MetricQQQUWMWinner
Expense Ratio0.18%0.95%
AUM$455.8B$248M
Dividend Yield0.41%0.78%
Holdings1081,994
YTD Return+14.45%+35.77%
1Y Return+24.70%+69.72%
3Y Return (annualized)+24.19%+21.93%
5Y Return (annualized)+14.49%+3.91%
Volatility (annualized)30.6%41.0%
Max Drawdown-83.0%-88.5%
Fund FamilyInvesco (US)ProShares
CategoryEquityAlternative
InceptionMar 10, 1999Jan 23, 2007

QQQ vs UWM Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and ProShares Ultra Russell2000 (UWM) is a ETF from ProShares. Over the past year QQQ returned +24.70% while UWM returned +69.72%. Year to date, QQQ is up 14.45% versus a gain of 35.77% for UWM.

Over three years, QQQ compounded at +24.19% per year against +21.93% for UWM; over five years the annualized figures are +14.49% and +3.91% respectively. Across the full 20-year window we track, QQQ has the edge at +12.98% annualized vs +7.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UWM has been the more volatile fund, with annualized monthly volatility of 41.0% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -88.5% for UWM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while UWM charges 0.95%. On a $10,000 position that is $18 vs $95 annually, a gap of $77 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 0.78% for UWM.

Holdings Overlap

0.0%overlap

QQQ and UWM share 1 holdings out of 2068 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in UWMDifference
XEL0.22%0.02%0.20%

Frequently Asked Questions

Which is cheaper, QQQ or UWM?

QQQ has an expense ratio of 0.18% while UWM charges 0.95%. QQQ is the cheaper option. On a $10,000 investment, that is $77 per year of difference.

Which performed better, QQQ or UWM?

Over the past year QQQ returned +24.70% vs +69.72% for UWM, so UWM leads on 1-year performance. Over the longest common window we track (20 years), QQQ annualized +12.98% vs +7.03% for UWM. Past performance does not guarantee future results.

Which is riskier, QQQ or UWM?

UWM has been the more volatile fund at 41.0% annualized versus 30.6% for QQQ. Worst drawdown: QQQ -83.0% vs UWM -88.5%.

Should I hold both QQQ and UWM?

QQQ and UWM have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and UWM?

QQQ and UWM share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2068 unique securities.

Which pays a higher dividend, QQQ or UWM?

QQQ yields 0.41% while UWM yields 0.78%, so UWM currently pays the higher dividend yield.

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