USVM vs VTI
USVM vs VTI
VictoryShares US Small Mid Cap Value Momentum ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. USVM delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | USVM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.03% | |
| AUM | $1.8B | $663.5B | |
| Dividend Yield | 1.74% | 1.07% | |
| Holdings | 292 | 3,543 | |
| YTD Return | +21.99% | +13.57% | |
| 1Y Return | +36.14% | +24.23% | |
| 3Y Return (annualized) | +19.31% | +20.73% | |
| 5Y Return (annualized) | +11.33% | +12.24% | |
| Volatility (annualized) | 20.3% | 15.3% | |
| Max Drawdown | -44.1% | -56.6% | |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 24, 2017 | May 24, 2001 |
USVM vs VTI Performance
VictoryShares US Small Mid Cap Value Momentum ETF (USVM) is a ETF from Victory Capital Management Inc. and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year USVM returned +36.14% while VTI returned +24.23%. Year to date, USVM is up 21.99% versus a gain of 13.57% for VTI.
Over three years, USVM compounded at +19.31% per year against +20.73% for VTI; over five years the annualized figures are +11.33% and +12.24% respectively. Across the full 9-year window we track, USVM has the edge at +10.66% annualized vs +8.12%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USVM has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.1% for USVM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
USVM charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, USVM currently yields 1.74% against 1.07% for VTI.
Holdings Overlap
USVM and VTI share 221 holdings out of 2847 unique holdings combined, representing a 0.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in USVM | Weight in VTI | Difference |
|---|---|---|---|
| OGS | 0.75% | 0.00% | 0.75% |
| BNL | 0.74% | 0.00% | 0.74% |
| SWX | 0.72% | 0.00% | 0.72% |
| AVA | Pro | Pro | Pro |
| POR | Pro | Pro | Pro |
| AXS | Pro | Pro | Pro |
| GEF | Pro | Pro | Pro |
| SR | Pro | Pro | Pro |
| GNW | Pro | Pro | Pro |
| OTTR | Pro | Pro | Pro |
See all 10 holdings USVM shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, USVM or VTI?
USVM has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
Which performed better, USVM or VTI?
Over the past year USVM returned +36.14% vs +24.23% for VTI, so USVM leads on 1-year performance. Over the longest common window we track (9 years), USVM annualized +10.66% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, USVM or VTI?
USVM has been the more volatile fund at 20.3% annualized versus 15.3% for VTI. Worst drawdown: USVM -44.1% vs VTI -56.6%.
Should I hold both USVM and VTI?
USVM and VTI have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between USVM and VTI?
USVM and VTI share 221 common holdings with a 0.8% weight overlap. Combined, they hold 2847 unique securities.
Which pays a higher dividend, USVM or VTI?
USVM yields 1.74% while VTI yields 1.07%, so USVM currently pays the higher dividend yield.
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