UDOW vs VTI

Quick Verdict

VTI has a lower expense ratio. UDOW delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: UDOWMore Diversified: VTI

Side-by-Side Comparison

MetricUDOWVTIWinner
Expense Ratio0.95%0.03%
AUM$827M$663.5B
Dividend Yield1.10%1.07%
Holdings423,543
YTD Return+32.34%+13.57%
1Y Return+68.15%+24.23%
3Y Return (annualized)+35.51%+20.73%
5Y Return (annualized)+16.45%+12.24%
Volatility (annualized)43.9%15.3%
Max Drawdown-80.3%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionFeb 9, 2010May 24, 2001

UDOW vs VTI Performance

ProShares UltraPro Dow30 (UDOW) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year UDOW returned +68.15% while VTI returned +24.23%. Year to date, UDOW is up 32.34% versus a gain of 13.57% for VTI.

Over three years, UDOW compounded at +35.51% per year against +20.73% for VTI; over five years the annualized figures are +16.45% and +12.24% respectively. Across the full 17-year window we track, UDOW has the edge at +26.71% annualized vs +8.12%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UDOW has been the more volatile fund, with annualized monthly volatility of 43.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -80.3% for UDOW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

UDOW charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, UDOW currently yields 1.10% against 1.07% for VTI.

Holdings Overlap

18.2%overlap

UDOW and VTI share 29 holdings out of 2785 unique holdings combined, representing a 18.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in UDOWWeight in VTIDifference
AAPL1.80%5.84%4.04%
NVDA1.12%6.32%5.20%
GS6.07%0.39%5.68%
CATProProPro
MSFTProProPro
GOOGLProProPro
AMZNProProPro
JPMProProPro
UNHProProPro
VProProPro
See all 10 holdings UDOW shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, UDOW or VTI?

UDOW has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, UDOW or VTI?

Over the past year UDOW returned +68.15% vs +24.23% for VTI, so UDOW leads on 1-year performance. Over the longest common window we track (17 years), UDOW annualized +26.71% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, UDOW or VTI?

UDOW has been the more volatile fund at 43.9% annualized versus 15.3% for VTI. Worst drawdown: UDOW -80.3% vs VTI -56.6%.

Should I hold both UDOW and VTI?

UDOW and VTI have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between UDOW and VTI?

UDOW and VTI share 29 common holdings with a 18.2% weight overlap. Combined, they hold 2785 unique securities.

Which pays a higher dividend, UDOW or VTI?

UDOW yields 1.10% while VTI yields 1.07%, so UDOW currently pays the higher dividend yield.

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