UCC vs VTI
UCC vs VTI
ProShares Ultra Consumer Discretionary vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | UCC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.95% | 0.03% | |
| AUM | $10M | $663.5B | |
| Dividend Yield | 1.24% | 1.07% | |
| Holdings | 52 | 3,543 | |
| YTD Return | -5.41% | +13.39% | |
| 1Y Return | +3.01% | +23.21% | |
| 3Y Return (annualized) | +11.92% | +20.65% | |
| 5Y Return (annualized) | -0.67% | +12.18% | |
| Volatility (annualized) | 36.1% | 15.3% | |
| Max Drawdown | -83.3% | -56.6% | |
| Fund Family | ProShares | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jan 30, 2007 | May 24, 2001 |
UCC vs VTI Performance
ProShares Ultra Consumer Discretionary (UCC) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year UCC returned +3.01% while VTI returned +23.21%. Year to date, UCC is down 5.41% versus a gain of 13.39% for VTI.
Over three years, UCC compounded at +11.92% per year against +20.65% for VTI; over five years the annualized figures are -0.67% and +12.18% respectively. Across the full 20-year window we track, UCC has the edge at +13.06% annualized vs +8.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UCC has been the more volatile fund, with annualized monthly volatility of 36.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.3% for UCC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
UCC charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, UCC currently yields 1.24% against 1.07% for VTI.
Holdings Overlap
UCC and VTI share 42 holdings out of 2788 unique holdings combined, representing a 8.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in UCC | Weight in VTI | Difference |
|---|---|---|---|
| AMZN | 15.20% | 3.17% | 12.03% |
| TSLA | 13.09% | 1.63% | 11.46% |
| HD | 3.87% | 0.48% | 3.39% |
| MCD | Pro | Pro | Pro |
| TJX | Pro | Pro | Pro |
| BKNG | Pro | Pro | Pro |
| LOW | Pro | Pro | Pro |
| SBUX | Pro | Pro | Pro |
| MAR | Pro | Pro | Pro |
| HLT | Pro | Pro | Pro |
See all 10 holdings UCC shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, UCC or VTI?
UCC has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
Which performed better, UCC or VTI?
Over the past year UCC returned +3.01% vs +23.21% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), UCC annualized +13.06% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, UCC or VTI?
UCC has been the more volatile fund at 36.1% annualized versus 15.3% for VTI. Worst drawdown: UCC -83.3% vs VTI -56.6%.
Should I hold both UCC and VTI?
UCC and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between UCC and VTI?
UCC and VTI share 42 common holdings with a 8.1% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, UCC or VTI?
UCC yields 1.24% while VTI yields 1.07%, so UCC currently pays the higher dividend yield.
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