TUSB vs VXUS
TUSB vs VXUS
Thrivent Ultra Short Bond ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.
Side-by-Side Comparison
| Metric | TUSB | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.05% | |
| AUM | $221M | $156.5B | |
| Dividend Yield | 4.63% | 2.60% | |
| Holdings | 446 | 8,747 | |
| YTD Return | +2.56% | +13.57% | |
| 1Y Return | +4.62% | +28.78% | |
| 3Y Return (annualized) | - | +18.63% | |
| 5Y Return (annualized) | - | +9.05% | |
| Volatility (annualized) | 0.6% | 15.1% | |
| Max Drawdown | -0.5% | -39.9% | |
| Fund Family | Thrivent Funds | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 19, 2025 | Jan 26, 2011 |
TUSB vs VXUS Performance
Thrivent Ultra Short Bond ETF (TUSB) is a ETF from Thrivent Funds and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year TUSB returned +4.62% while VXUS returned +28.78%. Year to date, TUSB is up 2.56% versus a gain of 13.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 0.6% for TUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.5% for TUSB and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TUSB charges 0.20% per year while VXUS charges 0.05%. On a $10,000 position that is $20 vs $5 annually, a gap of $15 per year that compounds over a long holding period. On income, TUSB currently yields 4.63% against 2.60% for VXUS.
Holdings Overlap
TUSB and VXUS share 0 holdings out of 8099 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TUSB or VXUS?
TUSB has an expense ratio of 0.20% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, TUSB or VXUS?
Over the past year TUSB returned +4.62% vs +28.78% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), TUSB annualized +4.72% vs +4.80% for VXUS. Past performance does not guarantee future results.
Which is riskier, TUSB or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 0.6% for TUSB. Worst drawdown: TUSB -0.5% vs VXUS -39.9%.
Should I hold both TUSB and VXUS?
TUSB and VXUS have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TUSB and VXUS?
TUSB and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8099 unique securities.
Which pays a higher dividend, TUSB or VXUS?
TUSB yields 4.63% while VXUS yields 2.60%, so TUSB currently pays the higher dividend yield.
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