TUSB vs VOO
TUSB vs VOO
Thrivent Ultra Short Bond ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | TUSB | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.03% | |
| AUM | $221M | $979.0B | |
| Dividend Yield | 4.63% | 1.09% | |
| Holdings | 446 | 509 | |
| YTD Return | +2.50% | +13.31% | |
| 1Y Return | +4.53% | +24.01% | |
| 3Y Return (annualized) | - | +21.17% | |
| 5Y Return (annualized) | - | +13.34% | |
| Volatility (annualized) | 0.6% | 14.1% | |
| Max Drawdown | -0.5% | -34.3% | |
| Fund Family | Thrivent Funds | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 19, 2025 | Sep 7, 2010 |
TUSB vs VOO Performance
Thrivent Ultra Short Bond ETF (TUSB) is a ETF from Thrivent Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year TUSB returned +4.53% while VOO returned +24.01%. Year to date, TUSB is up 2.50% versus a gain of 13.31% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 0.6% for TUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.5% for TUSB and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TUSB charges 0.20% per year while VOO charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, TUSB currently yields 4.63% against 1.09% for VOO.
Holdings Overlap
TUSB and VOO share 0 holdings out of 744 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TUSB or VOO?
TUSB has an expense ratio of 0.20% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, TUSB or VOO?
Over the past year TUSB returned +4.53% vs +24.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), TUSB annualized +4.67% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, TUSB or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 0.6% for TUSB. Worst drawdown: TUSB -0.5% vs VOO -34.3%.
Should I hold both TUSB and VOO?
TUSB and VOO have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TUSB and VOO?
TUSB and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 744 unique securities.
Which pays a higher dividend, TUSB or VOO?
TUSB yields 4.63% while VOO yields 1.09%, so TUSB currently pays the higher dividend yield.
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