IVV vs TUSB
IVV vs TUSB
iShares Core S&P 500 ETF vs Thrivent Ultra Short Bond ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | TUSB | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.20% | |
| AUM | $865.2B | $221M | |
| Dividend Yield | 1.09% | 4.63% | |
| Holdings | 508 | 446 | |
| YTD Return | +13.80% | +2.52% | |
| 1Y Return | +23.70% | +4.59% | |
| 3Y Return (annualized) | +21.49% | - | |
| 5Y Return (annualized) | +13.43% | - | |
| Volatility (annualized) | 15.1% | 0.6% | |
| Max Drawdown | -56.5% | -0.5% | |
| Fund Family | iShares by BlackRock (US) | Thrivent Funds | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Feb 19, 2025 |
IVV vs TUSB Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Thrivent Ultra Short Bond ETF (TUSB) is a ETF from Thrivent Funds. Over the past year IVV returned +23.70% while TUSB returned +4.59%. Year to date, IVV is up 13.80% versus a gain of 2.52% for TUSB.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 0.6% for TUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -0.5% for TUSB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while TUSB charges 0.20%. On a $10,000 position that is $3 vs $20 annually, a gap of $17 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.63% for TUSB.
Holdings Overlap
IVV and TUSB share 0 holdings out of 744 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or TUSB?
IVV has an expense ratio of 0.03% while TUSB charges 0.20%. IVV is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, IVV or TUSB?
Over the past year IVV returned +23.70% vs +4.59% for TUSB, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.05% vs +4.66% for TUSB. Past performance does not guarantee future results.
Which is riskier, IVV or TUSB?
IVV has been the more volatile fund at 15.1% annualized versus 0.6% for TUSB. Worst drawdown: IVV -56.5% vs TUSB -0.5%.
Should I hold both IVV and TUSB?
IVV and TUSB have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and TUSB?
IVV and TUSB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 744 unique securities.
Which pays a higher dividend, IVV or TUSB?
IVV yields 1.09% while TUSB yields 4.63%, so TUSB currently pays the higher dividend yield.
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