TPFC vs VYM
TPFC vs VYM
Timothy Plan Free Cash Flow ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | TPFC | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.04% | |
| AUM | - | $79.0B | |
| Dividend Yield | - | 2.86% | |
| Holdings | 51 | 568 | |
| YTD Return | +7.19% | +15.20% | |
| 1Y Return | - | +25.56% | |
| 3Y Return (annualized) | - | +17.86% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | - | 14.6% | |
| Max Drawdown | -5.8% | -58.8% | |
| Fund Family | Timothy Plan | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 5, 2026 | Nov 10, 2006 |
TPFC vs VYM Performance
Timothy Plan Free Cash Flow ETF (TPFC) is a ETF from Timothy Plan and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, TPFC is up 7.19% versus a gain of 15.20% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -5.8% for TPFC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
TPFC charges 0.59% per year while VYM charges 0.04%. On a $10,000 position that is $59 vs $4 annually, a gap of $55 per year that compounds over a long holding period.
Holdings Overlap
TPFC and VYM share 16 holdings out of 592 unique holdings combined, representing a 3.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in TPFC | Weight in VYM | Difference |
|---|---|---|---|
| PSX | 4.10% | 0.27% | 3.83% |
| NEM | 3.16% | 0.63% | 2.53% |
| FANG | 3.45% | 0.14% | 3.31% |
| NXPI | Pro | Pro | Pro |
| GD | Pro | Pro | Pro |
| DVN | Pro | Pro | Pro |
| CHK | Pro | Pro | Pro |
| SLB:CW | Pro | Pro | Pro |
| NTAP | Pro | Pro | Pro |
| PAYX | Pro | Pro | Pro |
See all 10 holdings TPFC shares with VYM Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, TPFC or VYM?
TPFC has an expense ratio of 0.59% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $55 per year of difference.
What is the holdings overlap between TPFC and VYM?
TPFC and VYM share 16 common holdings with a 3.1% weight overlap. Combined, they hold 592 unique securities.
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