TPFC vs VOO
TPFC vs VOO
Timothy Plan Free Cash Flow ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | TPFC | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.03% | |
| AUM | - | $979.0B | |
| Dividend Yield | - | 1.09% | |
| Holdings | 51 | 509 | |
| YTD Return | +8.61% | +13.80% | |
| 1Y Return | - | +23.71% | |
| 3Y Return (annualized) | - | +21.50% | |
| 5Y Return (annualized) | - | +13.44% | |
| Volatility (annualized) | - | 14.1% | |
| Max Drawdown | -5.8% | -34.3% | |
| Fund Family | Timothy Plan | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 5, 2026 | Sep 7, 2010 |
TPFC vs VOO Performance
Timothy Plan Free Cash Flow ETF (TPFC) is a ETF from Timothy Plan and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Year to date, TPFC is up 8.61% versus a gain of 13.80% for VOO.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -5.8% for TPFC and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
TPFC charges 0.59% per year while VOO charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period.
Holdings Overlap
TPFC and VOO share 38 holdings out of 517 unique holdings combined, representing a 2.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in TPFC | Weight in VOO | Difference |
|---|---|---|---|
| NOW | 4.59% | 0.16% | 4.43% |
| PSX | 4.10% | 0.11% | 3.99% |
| VST | 3.51% | 0.08% | 3.43% |
| FANG | Pro | Pro | Pro |
| HUM | Pro | Pro | Pro |
| NXPI | Pro | Pro | Pro |
| NEM | Pro | Pro | Pro |
| DVN | Pro | Pro | Pro |
| HCA | Pro | Pro | Pro |
| GD | Pro | Pro | Pro |
See all 10 holdings TPFC shares with VOO Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, TPFC or VOO?
TPFC has an expense ratio of 0.59% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
What is the holdings overlap between TPFC and VOO?
TPFC and VOO share 38 common holdings with a 2.3% weight overlap. Combined, they hold 517 unique securities.
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