QQQ vs TPFC

Quick Verdict

QQQ has a lower expense ratio. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQTPFCWinner
Expense Ratio0.18%0.59%
AUM$455.8B-
Dividend Yield0.41%-
Holdings10851
YTD Return+16.83%+7.19%
1Y Return+26.58%-
3Y Return (annualized)+24.70%-
5Y Return (annualized)+14.88%-
Volatility (annualized)30.6%-
Max Drawdown-83.0%-5.8%
Fund FamilyInvesco (US)Timothy Plan
CategoryEquityEquity
InceptionMar 10, 1999May 5, 2026

QQQ vs TPFC Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Timothy Plan Free Cash Flow ETF (TPFC) is a ETF from Timothy Plan. Year to date, QQQ is up 16.83% versus a gain of 7.19% for TPFC.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -5.8% for TPFC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

QQQ charges 0.18% per year while TPFC charges 0.59%. On a $10,000 position that is $18 vs $59 annually, a gap of $41 per year that compounds over a long holding period.

Holdings Overlap

1.3%overlap

QQQ and TPFC share 7 holdings out of 146 unique holdings combined, representing a 1.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in TPFCDifference
FANG0.24%3.45%3.21%
NXPI0.31%3.33%3.02%
PAYX0.18%2.64%2.46%
ROPProProPro
GEHCProProPro
DXCMProProPro
CPRTProProPro
See all 7 holdings QQQ shares with TPFC
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, QQQ or TPFC?

QQQ has an expense ratio of 0.18% while TPFC charges 0.59%. QQQ is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

What is the holdings overlap between QQQ and TPFC?

QQQ and TPFC share 7 common holdings with a 1.3% weight overlap. Combined, they hold 146 unique securities.

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