TILT vs VTI
TILT vs VTI
FlexShares Morningstar US Market Factor Tilt Index Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. TILT delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | TILT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $2.2B | $663.5B | |
| Dividend Yield | 1.08% | 1.07% | |
| Holdings | 1,946 | 3,543 | |
| YTD Return | +14.42% | +14.20% | |
| 1Y Return | +25.63% | +24.16% | |
| 3Y Return (annualized) | +19.50% | +21.12% | |
| 5Y Return (annualized) | +11.91% | +12.37% | |
| Volatility (annualized) | 15.6% | 15.3% | |
| Max Drawdown | -38.5% | -56.6% | |
| Fund Family | Flexshares Trust | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 16, 2011 | May 24, 2001 |
TILT vs VTI Performance
FlexShares Morningstar US Market Factor Tilt Index Fund (TILT) is a ETF from Flexshares Trust and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TILT returned +25.63% while VTI returned +24.16%. Year to date, TILT is up 14.42% versus a gain of 14.20% for VTI.
Over three years, TILT compounded at +19.50% per year against +21.12% for VTI; over five years the annualized figures are +11.91% and +12.37% respectively. Across the full 15-year window we track, TILT has the edge at +14.64% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TILT has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.5% for TILT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
TILT charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, TILT currently yields 1.08% against 1.07% for VTI.
Holdings Overlap
TILT and VTI share 1508 holdings out of 3201 unique holdings combined, representing a 72.6% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in TILT | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 5.09% | 6.32% | 1.23% |
| AAPL | 4.27% | 5.84% | 1.57% |
| MSFT | 3.38% | 3.81% | 0.43% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
See all 10 holdings TILT shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, TILT or VTI?
TILT has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, TILT or VTI?
Over the past year TILT returned +25.63% vs +24.16% for VTI, so TILT leads on 1-year performance. Over the longest common window we track (15 years), TILT annualized +14.64% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, TILT or VTI?
TILT has been the more volatile fund at 15.6% annualized versus 15.3% for VTI. Worst drawdown: TILT -38.5% vs VTI -56.6%.
Should I hold both TILT and VTI?
TILT and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between TILT and VTI?
TILT and VTI share 1508 common holdings with a 72.6% weight overlap. Combined, they hold 3201 unique securities.
Which pays a higher dividend, TILT or VTI?
TILT yields 1.08% while VTI yields 1.07%, so TILT currently pays the higher dividend yield.
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