TGRT vs VTI
TGRT vs VTI
T. Rowe Price Growth ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | TGRT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.38% | 0.03% | |
| AUM | $1.5B | $663.5B | |
| Dividend Yield | 0.07% | 1.07% | |
| Holdings | 347 | 3,543 | |
| YTD Return | +3.83% | +11.83% | |
| 1Y Return | +10.69% | +21.79% | |
| 3Y Return (annualized) | +21.30% | +20.40% | |
| 5Y Return (annualized) | - | +11.96% | |
| Volatility (annualized) | 16.3% | 15.3% | |
| Max Drawdown | -22.0% | -56.6% | |
| Fund Family | T.Rowe Price | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 14, 2023 | May 24, 2001 |
TGRT vs VTI Performance
T. Rowe Price Growth ETF (TGRT) is a ETF from T.Rowe Price and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TGRT returned +10.69% while VTI returned +21.79%. Year to date, TGRT is up 3.83% versus a gain of 11.83% for VTI.
Over three years, TGRT compounded at +21.30% per year against +20.40% for VTI. Across the full 3-year window we track, TGRT has the edge at +20.86% annualized vs +8.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TGRT has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.0% for TGRT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
TGRT charges 0.38% per year while VTI charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, TGRT currently yields 0.07% against 1.07% for VTI.
Holdings Overlap
TGRT and VTI share 1 holdings out of 2944 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in TGRT | Weight in VTI | Difference |
|---|---|---|---|
| VST | 0.04% | 0.07% | 0.03% |
Frequently Asked Questions
Which is cheaper, TGRT or VTI?
TGRT has an expense ratio of 0.38% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $35 per year of difference.
Which performed better, TGRT or VTI?
Over the past year TGRT returned +10.69% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), TGRT annualized +20.86% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, TGRT or VTI?
TGRT has been the more volatile fund at 16.3% annualized versus 15.3% for VTI. Worst drawdown: TGRT -22.0% vs VTI -56.6%.
Should I hold both TGRT and VTI?
TGRT and VTI have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between TGRT and VTI?
TGRT and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2944 unique securities.
Which pays a higher dividend, TGRT or VTI?
TGRT yields 0.07% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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