TDVG vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricTDVGVTIWinner
Expense Ratio0.50%0.03%
AUM$1.4B$663.5B
Dividend Yield0.99%1.07%
Holdings923,543
YTD Return+12.61%+14.20%
1Y Return+20.70%+24.16%
3Y Return (annualized)+15.71%+21.12%
5Y Return (annualized)+10.32%+12.37%
Volatility (annualized)13.6%15.3%
Max Drawdown-19.2%-56.6%
Fund FamilyT.Rowe PriceVanguard (US)
CategoryEquityEquity
InceptionAug 4, 2020May 24, 2001

TDVG vs VTI Performance

T. Rowe Price Dividend Growth ETF (TDVG) is a ETF from T.Rowe Price and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TDVG returned +20.70% while VTI returned +24.16%. Year to date, TDVG is up 12.61% versus a gain of 14.20% for VTI.

Over three years, TDVG compounded at +15.71% per year against +21.12% for VTI; over five years the annualized figures are +10.32% and +12.37% respectively. Across the full 6-year window we track, TDVG has the edge at +13.49% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for TDVG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.2% for TDVG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

TDVG charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, TDVG currently yields 0.99% against 1.07% for VTI.

Holdings Overlap

33.1%overlap

TDVG and VTI share 90 holdings out of 2789 unique holdings combined, representing a 33.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TDVGWeight in VTIDifference
AAPL5.41%5.84%0.43%
MSFT3.86%3.81%0.05%
AVGO3.68%2.46%1.22%
JPM:USProProPro
VProProPro
LLYProProPro
KLACProProPro
GEProProPro
BACProProPro
AMATProProPro
See all 10 holdings TDVG shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, TDVG or VTI?

TDVG has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, TDVG or VTI?

Over the past year TDVG returned +20.70% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), TDVG annualized +13.49% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, TDVG or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 13.6% for TDVG. Worst drawdown: TDVG -19.2% vs VTI -56.6%.

Should I hold both TDVG and VTI?

TDVG and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between TDVG and VTI?

TDVG and VTI share 90 common holdings with a 33.1% weight overlap. Combined, they hold 2789 unique securities.

Which pays a higher dividend, TDVG or VTI?

TDVG yields 0.99% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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