STOT vs VTI
STOT vs VTI
State Street DoubleLine Short Duration Total Return Tactical ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | STOT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $499M | $663.5B | |
| Dividend Yield | 4.40% | 1.07% | |
| Holdings | 536 | 3,543 | |
| YTD Return | -0.84% | +10.14% | |
| 1Y Return | +1.51% | +19.82% | |
| 3Y Return (annualized) | +4.35% | +18.94% | |
| 5Y Return (annualized) | +2.29% | +11.79% | |
| Volatility (annualized) | 2.1% | 15.4% | |
| Max Drawdown | -6.1% | -56.6% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Apr 13, 2016 | May 24, 2001 |
STOT vs VTI Performance
State Street DoubleLine Short Duration Total Return Tactical ETF (STOT) is a ETF from State Street Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year STOT returned +1.51% while VTI returned +19.82%. Year to date, STOT is down 0.84% versus a gain of 10.14% for VTI.
Over three years, STOT compounded at +4.35% per year against +18.94% for VTI; over five years the annualized figures are +2.29% and +11.79% respectively. Across the full 10-year window we track, VTI has the edge at +7.99% annualized vs +2.18%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 2.1% for STOT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.1% for STOT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
STOT charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, STOT currently yields 4.40% against 1.07% for VTI.
Holdings Overlap
STOT and VTI share 0 holdings out of 3250 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, STOT or VTI?
STOT has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, STOT or VTI?
Over the past year STOT returned +1.51% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), STOT annualized +2.18% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, STOT or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 2.1% for STOT. Worst drawdown: STOT -6.1% vs VTI -56.6%.
Should I hold both STOT and VTI?
STOT and VTI have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between STOT and VTI?
STOT and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3250 unique securities.
Which pays a higher dividend, STOT or VTI?
STOT yields 4.40% while VTI yields 1.07%, so STOT currently pays the higher dividend yield.
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