SPSM vs VTI

Quick Verdict

SPSM delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: TiedHigher Returns: SPSMMore Diversified: VTI

Side-by-Side Comparison

MetricSPSMVTIWinner
Expense Ratio0.03%0.03%
AUM$17.0B$663.5B
Dividend Yield1.36%1.07%
Holdings6113,543
YTD Return+24.50%+13.92%
1Y Return+38.20%+24.07%
3Y Return (annualized)+14.78%+20.88%
5Y Return (annualized)+8.37%+12.47%
Volatility (annualized)19.5%15.3%
Max Drawdown-44.4%-56.6%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityEquity
InceptionJul 8, 2013May 24, 2001

SPSM vs VTI Performance

State Street SPDR Portfolio S&P 600 Small Cap ETF (SPSM) is a ETF from State Street Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SPSM returned +38.20% while VTI returned +24.07%. Year to date, SPSM is up 24.50% versus a gain of 13.92% for VTI.

Over three years, SPSM compounded at +14.78% per year against +20.88% for VTI; over five years the annualized figures are +8.37% and +12.47% respectively. Across the full 13-year window we track, SPSM has the edge at +9.24% annualized vs +8.13%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPSM has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -44.4% for SPSM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPSM charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, SPSM currently yields 1.36% against 1.07% for VTI.

Holdings Overlap

0.4%overlap

SPSM and VTI share 468 holdings out of 2922 unique holdings combined, representing a 0.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPSMWeight in VTIDifference
VIAV0.72%0.02%0.70%
SANM0.71%0.02%0.69%
FORM0.63%0.02%0.61%
MOHProProPro
SMTCProProPro
ESIProProPro
PRIMProProPro
VSATProProPro
MTCHProProPro
EMNProProPro
See all 10 holdings SPSM shares with VTI
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Frequently Asked Questions

Which is cheaper, SPSM or VTI?

SPSM has an expense ratio of 0.03% while VTI charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, SPSM or VTI?

Over the past year SPSM returned +38.20% vs +24.07% for VTI, so SPSM leads on 1-year performance. Over the longest common window we track (13 years), SPSM annualized +9.24% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, SPSM or VTI?

SPSM has been the more volatile fund at 19.5% annualized versus 15.3% for VTI. Worst drawdown: SPSM -44.4% vs VTI -56.6%.

Should I hold both SPSM and VTI?

SPSM and VTI have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPSM and VTI?

SPSM and VTI share 468 common holdings with a 0.4% weight overlap. Combined, they hold 2922 unique securities.

Which pays a higher dividend, SPSM or VTI?

SPSM yields 1.36% while VTI yields 1.07%, so SPSM currently pays the higher dividend yield.

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