SPMD vs VTI

Quick Verdict

SPMD delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: TiedHigher Returns: SPMDMore Diversified: VTI

Side-by-Side Comparison

MetricSPMDVTIWinner
Expense Ratio0.03%0.03%
AUM$18.4B$663.5B
Dividend Yield1.20%1.07%
Holdings4033,543
YTD Return+16.43%+13.92%
1Y Return+24.85%+24.07%
3Y Return (annualized)+14.29%+20.88%
5Y Return (annualized)+9.19%+12.47%
Volatility (annualized)18.6%15.3%
Max Drawdown-60.5%-56.6%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityEquity
InceptionNov 8, 2005May 24, 2001

SPMD vs VTI Performance

State Street SPDR Portfolio S&P 400 Mid Cap ETF (SPMD) is a ETF from State Street Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SPMD returned +24.85% while VTI returned +24.07%. Year to date, SPMD is up 16.43% versus a gain of 13.92% for VTI.

Over three years, SPMD compounded at +14.29% per year against +20.88% for VTI; over five years the annualized figures are +9.19% and +12.47% respectively. Across the full 21-year window we track, VTI has the edge at +8.13% annualized vs +7.42%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPMD has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -60.5% for SPMD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SPMD charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, SPMD currently yields 1.20% against 1.07% for VTI.

Holdings Overlap

2.7%overlap

SPMD and VTI share 297 holdings out of 2887 unique holdings combined, representing a 2.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPMDWeight in VTIDifference
FLEX:SI0.98%0.08%0.90%
0RMV:LN0.89%0.04%0.85%
CW0.78%0.04%0.74%
XPOProProPro
UTHRProProPro
FNProProPro
MTZProProPro
TWLOProProPro
PSTGProProPro
ENTGProProPro
See all 10 holdings SPMD shares with VTI
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Frequently Asked Questions

Which is cheaper, SPMD or VTI?

SPMD has an expense ratio of 0.03% while VTI charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, SPMD or VTI?

Over the past year SPMD returned +24.85% vs +24.07% for VTI, so SPMD leads on 1-year performance. Over the longest common window we track (21 years), SPMD annualized +7.42% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, SPMD or VTI?

SPMD has been the more volatile fund at 18.6% annualized versus 15.3% for VTI. Worst drawdown: SPMD -60.5% vs VTI -56.6%.

Should I hold both SPMD and VTI?

SPMD and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SPMD and VTI?

SPMD and VTI share 297 common holdings with a 2.7% weight overlap. Combined, they hold 2887 unique securities.

Which pays a higher dividend, SPMD or VTI?

SPMD yields 1.20% while VTI yields 1.07%, so SPMD currently pays the higher dividend yield.

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