SPHD vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricSPHDVTIWinner
Expense Ratio0.30%0.03%
AUM$3.4B$663.5B
Dividend Yield4.58%1.07%
Holdings613,543
YTD Return+11.81%+13.57%
1Y Return+14.09%+24.23%
3Y Return (annualized)+12.45%+20.73%
5Y Return (annualized)+8.03%+12.24%
Volatility (annualized)14.3%15.3%
Max Drawdown-42.1%-56.6%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
InceptionOct 18, 2012May 24, 2001

SPHD vs VTI Performance

Invesco S&P 500 High Dividend Low Volatility ETF (SPHD) is a ETF from Invesco (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SPHD returned +14.09% while VTI returned +24.23%. Year to date, SPHD is up 11.81% versus a gain of 13.57% for VTI.

Over three years, SPHD compounded at +12.45% per year against +20.73% for VTI; over five years the annualized figures are +8.03% and +12.24% respectively. Across the full 14-year window we track, VTI has the edge at +8.12% annualized vs +7.02%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.3% for SPHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.1% for SPHD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPHD charges 0.30% per year while VTI charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, SPHD currently yields 4.58% against 1.07% for VTI.

Holdings Overlap

4.1%overlap

SPHD and VTI share 43 holdings out of 2789 unique holdings combined, representing a 4.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPHDWeight in VTIDifference
MO3.64%0.17%3.47%
DOC3.61%0.02%3.59%
VZ3.14%0.22%2.92%
KHCProProPro
PFEProProPro
OKEProProPro
VICIProProPro
KIMProProPro
OProProPro
CAGProProPro
See all 10 holdings SPHD shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SPHD or VTI?

SPHD has an expense ratio of 0.30% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, SPHD or VTI?

Over the past year SPHD returned +14.09% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (14 years), SPHD annualized +7.02% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, SPHD or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 14.3% for SPHD. Worst drawdown: SPHD -42.1% vs VTI -56.6%.

Should I hold both SPHD and VTI?

SPHD and VTI have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPHD and VTI?

SPHD and VTI share 43 common holdings with a 4.1% weight overlap. Combined, they hold 2789 unique securities.

Which pays a higher dividend, SPHD or VTI?

SPHD yields 4.58% while VTI yields 1.07%, so SPHD currently pays the higher dividend yield.

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