SHE vs VTI

Quick Verdict

VTI has a lower expense ratio. SHE delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: SHEMore Diversified: VTI

Side-by-Side Comparison

MetricSHEVTIWinner
Expense Ratio0.20%0.03%
AUM$322M$663.5B
Dividend Yield1.03%1.07%
Holdings2153,543
YTD Return+20.63%+13.57%
1Y Return+30.32%+24.23%
3Y Return (annualized)+22.50%+20.73%
5Y Return (annualized)+10.21%+12.24%
Volatility (annualized)16.4%15.3%
Max Drawdown-36.2%-56.6%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityEquity
InceptionMar 7, 2016May 24, 2001

SHE vs VTI Performance

State Street SPDR MSCI USA Gender Diversity ETF (SHE) is a ETF from State Street Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SHE returned +30.32% while VTI returned +24.23%. Year to date, SHE is up 20.63% versus a gain of 13.57% for VTI.

Over three years, SHE compounded at +22.50% per year against +20.73% for VTI; over five years the annualized figures are +10.21% and +12.24% respectively. Across the full 10-year window we track, SHE has the edge at +10.67% annualized vs +8.12%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SHE has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.2% for SHE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SHE charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, SHE currently yields 1.03% against 1.07% for VTI.

Holdings Overlap

37.7%overlap

SHE and VTI share 215 holdings out of 2800 unique holdings combined, representing a 37.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SHEWeight in VTIDifference
NVDA3.92%6.32%2.40%
MSFT4.10%3.81%0.29%
AMD5.78%1.30%4.48%
AVGOProProPro
INTCProProPro
JPMProProPro
NFLXProProPro
VZProProPro
JNJProProPro
XOMProProPro
See all 10 holdings SHE shares with VTI
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Frequently Asked Questions

Which is cheaper, SHE or VTI?

SHE has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, SHE or VTI?

Over the past year SHE returned +30.32% vs +24.23% for VTI, so SHE leads on 1-year performance. Over the longest common window we track (10 years), SHE annualized +10.67% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, SHE or VTI?

SHE has been the more volatile fund at 16.4% annualized versus 15.3% for VTI. Worst drawdown: SHE -36.2% vs VTI -56.6%.

Should I hold both SHE and VTI?

SHE and VTI have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SHE and VTI?

SHE and VTI share 215 common holdings with a 37.7% weight overlap. Combined, they hold 2800 unique securities.

Which pays a higher dividend, SHE or VTI?

SHE yields 1.03% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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