SFTY vs VXUS
SFTY vs VXUS
Horizon Managed Risk ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | SFTY | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.77% | 0.05% | |
| AUM | $502M | $156.5B | |
| Dividend Yield | 0.17% | 2.60% | |
| Holdings | 164 | 8,747 | |
| YTD Return | +13.26% | +14.57% | |
| 1Y Return | +22.51% | +27.82% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 11.3% | 15.1% | |
| Max Drawdown | -8.6% | -39.9% | |
| Fund Family | Horizon Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 25, 2025 | Jan 26, 2011 |
SFTY vs VXUS Performance
Horizon Managed Risk ETF (SFTY) is a ETF from Horizon Funds and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year SFTY returned +22.51% while VXUS returned +27.82%. Year to date, SFTY is up 13.26% versus a gain of 14.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.3% for SFTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.6% for SFTY and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SFTY charges 0.77% per year while VXUS charges 0.05%. On a $10,000 position that is $77 vs $5 annually, a gap of $72 per year that compounds over a long holding period. On income, SFTY currently yields 0.17% against 2.60% for VXUS.
Holdings Overlap
SFTY and VXUS share 1 holdings out of 8027 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SFTY | Weight in VXUS | Difference |
|---|---|---|---|
| ORCL | 0.23% | 0.00% | 0.23% |
Frequently Asked Questions
Which is cheaper, SFTY or VXUS?
SFTY has an expense ratio of 0.77% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, SFTY or VXUS?
Over the past year SFTY returned +22.51% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (1 years), SFTY annualized +23.63% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, SFTY or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 11.3% for SFTY. Worst drawdown: SFTY -8.6% vs VXUS -39.9%.
Should I hold both SFTY and VXUS?
SFTY and VXUS have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SFTY and VXUS?
SFTY and VXUS share 1 common holdings with a 0.0% weight overlap. Combined, they hold 8027 unique securities.
Which pays a higher dividend, SFTY or VXUS?
SFTY yields 0.17% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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