QQQ vs SFTY
QQQ vs SFTY
Invesco QQQ Trust, Series 1 vs Horizon Managed Risk ETF
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. SFTY offers more diversification with 167 holdings.
Side-by-Side Comparison
| Metric | QQQ | SFTY | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.77% | |
| AUM | $455.8B | $502M | |
| Dividend Yield | 0.41% | 0.17% | |
| Holdings | 108 | 164 | |
| YTD Return | +18.20% | +13.26% | |
| 1Y Return | +27.63% | +22.51% | |
| 3Y Return (annualized) | +25.54% | - | |
| 5Y Return (annualized) | +15.12% | - | |
| Volatility (annualized) | 30.6% | 11.3% | |
| Max Drawdown | -83.0% | -8.6% | |
| Fund Family | Invesco (US) | Horizon Funds | |
| Category | Equity | Equity | |
| Inception | Mar 10, 1999 | Jun 25, 2025 |
QQQ vs SFTY Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Horizon Managed Risk ETF (SFTY) is a ETF from Horizon Funds. Over the past year QQQ returned +27.63% while SFTY returned +22.51%. Year to date, QQQ is up 18.20% versus a gain of 13.26% for SFTY.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 11.3% for SFTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -8.6% for SFTY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QQQ charges 0.18% per year while SFTY charges 0.77%. On a $10,000 position that is $18 vs $77 annually, a gap of $59 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 0.17% for SFTY.
Holdings Overlap
QQQ and SFTY share 47 holdings out of 223 unique holdings combined, representing a 45.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in QQQ | Weight in SFTY | Difference |
|---|---|---|---|
| AAPL | 7.46% | 7.02% | 0.44% |
| NVDA | 7.88% | 6.19% | 1.69% |
| MSFT | 4.65% | 4.24% | 0.41% |
| GOOGL | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| AMD | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| WMT | Pro | Pro | Pro |
See all 10 holdings QQQ shares with SFTY Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, QQQ or SFTY?
QQQ has an expense ratio of 0.18% while SFTY charges 0.77%. QQQ is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, QQQ or SFTY?
Over the past year QQQ returned +27.63% vs +22.51% for SFTY, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.11% vs +23.63% for SFTY. Past performance does not guarantee future results.
Which is riskier, QQQ or SFTY?
QQQ has been the more volatile fund at 30.6% annualized versus 11.3% for SFTY. Worst drawdown: QQQ -83.0% vs SFTY -8.6%.
Should I hold both QQQ and SFTY?
QQQ and SFTY have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and SFTY?
QQQ and SFTY share 47 common holdings with a 45.3% weight overlap. Combined, they hold 223 unique securities.
Which pays a higher dividend, QQQ or SFTY?
QQQ yields 0.41% while SFTY yields 0.17%, so QQQ currently pays the higher dividend yield.
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