SEIM vs VTI

Quick Verdict

VTI has a lower expense ratio. SEIM delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: SEIMMore Diversified: VTI

Side-by-Side Comparison

MetricSEIMVTIWinner
Expense Ratio0.15%0.03%
AUM$1.4B$663.5B
Dividend Yield0.40%1.07%
Holdings693,543
YTD Return+18.38%+13.57%
1Y Return+28.87%+24.23%
3Y Return (annualized)+28.52%+20.73%
5Y Return (annualized)-+12.24%
Volatility (annualized)18.1%15.3%
Max Drawdown-22.2%-56.6%
Fund FamilySEI EXCHANGE TRADED FUNDSVanguard (US)
CategoryEquityEquity
InceptionMay 18, 2022May 24, 2001

SEIM vs VTI Performance

SEI QiM US Large Cap Momentum Active ETF (SEIM) is a ETF from SEI EXCHANGE TRADED FUNDS and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SEIM returned +28.87% while VTI returned +24.23%. Year to date, SEIM is up 18.38% versus a gain of 13.57% for VTI.

Over three years, SEIM compounded at +28.52% per year against +20.73% for VTI. Across the full 4-year window we track, SEIM has the edge at +21.45% annualized vs +8.12%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SEIM has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.2% for SEIM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SEIM charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, SEIM currently yields 0.40% against 1.07% for VTI.

Holdings Overlap

29.1%overlap

SEIM and VTI share 66 holdings out of 2791 unique holdings combined, representing a 29.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SEIMWeight in VTIDifference
NVDA6.62%6.32%0.30%
GOOGL7.03%2.88%4.15%
AAPL3.67%5.84%2.17%
MSFTProProPro
AMZNProProPro
MUProProPro
VProProPro
JNJProProPro
LRCXProProPro
AMATProProPro
See all 10 holdings SEIM shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SEIM or VTI?

SEIM has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, SEIM or VTI?

Over the past year SEIM returned +28.87% vs +24.23% for VTI, so SEIM leads on 1-year performance. Over the longest common window we track (4 years), SEIM annualized +21.45% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, SEIM or VTI?

SEIM has been the more volatile fund at 18.1% annualized versus 15.3% for VTI. Worst drawdown: SEIM -22.2% vs VTI -56.6%.

Should I hold both SEIM and VTI?

SEIM and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SEIM and VTI?

SEIM and VTI share 66 common holdings with a 29.1% weight overlap. Combined, they hold 2791 unique securities.

Which pays a higher dividend, SEIM or VTI?

SEIM yields 0.40% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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