SCHD vs XBFR
SCHD vs XBFR
Schwab US Dividend Equity ETF vs Innovator Equity Managed 10 Buffer ETF
Quick Verdict
SCHD has a lower expense ratio. XBFR offers more diversification with 189 holdings.
Side-by-Side Comparison
| Metric | SCHD | XBFR | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.79% | |
| AUM | $103.7B | $43M | |
| Dividend Yield | 3.31% | 0.10% | |
| Holdings | 104 | 189 | |
| YTD Return | +24.26% | +6.87% | |
| 1Y Return | +31.38% | - | |
| 3Y Return (annualized) | +15.08% | - | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -4.1% | |
| Fund Family | Charles Schwab Asset Management | Innovator ETFs Trust | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Feb 24, 2026 |
SCHD vs XBFR Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Innovator Equity Managed 10 Buffer ETF (XBFR) is a ETF from Innovator ETFs Trust. Year to date, SCHD is up 24.26% versus a gain of 6.87% for XBFR.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -4.1% for XBFR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while XBFR charges 0.79%. On a $10,000 position that is $6 vs $79 annually, a gap of $73 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.10% for XBFR.
Holdings Overlap
SCHD and XBFR share 18 holdings out of 271 unique holdings combined, representing a 8.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in XBFR | Difference |
|---|---|---|---|
| UNH | 4.54% | 0.84% | 3.70% |
| MRK | 4.32% | 0.67% | 3.65% |
| ABT | 4.49% | 0.48% | 4.01% |
| PG | Pro | Pro | Pro |
| HD | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| CVX | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
See all 10 holdings SCHD shares with XBFR Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SCHD or XBFR?
SCHD has an expense ratio of 0.06% while XBFR charges 0.79%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.
What is the holdings overlap between SCHD and XBFR?
SCHD and XBFR share 18 common holdings with a 8.8% weight overlap. Combined, they hold 271 unique securities.
Which pays a higher dividend, SCHD or XBFR?
SCHD yields 3.31% while XBFR yields 0.10%, so SCHD currently pays the higher dividend yield.
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