VOO vs XBFR

Quick Verdict

VOO has a lower expense ratio. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: TiedMore Diversified: VOO

Side-by-Side Comparison

MetricVOOXBFRWinner
Expense Ratio0.03%0.79%
AUM$979.0B$43M
Dividend Yield1.09%0.10%
Holdings509189
YTD Return+13.80%+6.87%
1Y Return+23.71%-
3Y Return (annualized)+21.50%-
5Y Return (annualized)+13.44%-
Volatility (annualized)14.1%-
Max Drawdown-34.3%-4.1%
Fund FamilyVanguard (US)Innovator ETFs Trust
CategoryEquityAlternative
InceptionSep 7, 2010Feb 24, 2026

VOO vs XBFR Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Innovator Equity Managed 10 Buffer ETF (XBFR) is a ETF from Innovator ETFs Trust. Year to date, VOO is up 13.80% versus a gain of 6.87% for XBFR.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -34.3% for VOO and -4.1% for XBFR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VOO charges 0.03% per year while XBFR charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 0.10% for XBFR.

Holdings Overlap

62.9%overlap

VOO and XBFR share 114 holdings out of 580 unique holdings combined, representing a 62.9% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in VOOWeight in XBFRDifference
NVDA7.51%8.07%0.56%
AAPL6.59%6.84%0.25%
MSFT4.30%5.09%0.79%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
TSLAProProPro
METAProProPro
MUProProPro
See all 10 holdings VOO shares with XBFR
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VOO or XBFR?

VOO has an expense ratio of 0.03% while XBFR charges 0.79%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

What is the holdings overlap between VOO and XBFR?

VOO and XBFR share 114 common holdings with a 62.9% weight overlap. Combined, they hold 580 unique securities.

Which pays a higher dividend, VOO or XBFR?

VOO yields 1.09% while XBFR yields 0.10%, so VOO currently pays the higher dividend yield.

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