SCHD vs ULVM
SCHD vs ULVM
Schwab US Dividend Equity ETF vs VictoryShares US Value Momentum ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. ULVM offers more diversification with 124 holdings.
Side-by-Side Comparison
| Metric | SCHD | ULVM | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.20% | |
| AUM | $103.7B | $266M | |
| Dividend Yield | 3.31% | 1.63% | |
| Holdings | 104 | 127 | |
| YTD Return | +24.26% | +19.77% | |
| 1Y Return | +31.38% | +30.73% | |
| 3Y Return (annualized) | +15.08% | +21.24% | |
| 5Y Return (annualized) | +9.72% | +12.39% | |
| Volatility (annualized) | 13.6% | 17.0% | |
| Max Drawdown | -33.4% | -40.8% | |
| Fund Family | Charles Schwab Asset Management | Victory Capital Management Inc. | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Oct 24, 2017 |
SCHD vs ULVM Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and VictoryShares US Value Momentum ETF (ULVM) is a ETF from Victory Capital Management Inc.. Over the past year SCHD returned +31.38% while ULVM returned +30.73%. Year to date, SCHD is up 24.26% versus a gain of 19.77% for ULVM.
Over three years, SCHD compounded at +15.08% per year against +21.24% for ULVM; over five years the annualized figures are +9.72% and +12.39% respectively. Across the full 9-year window we track, SCHD has the edge at +11.39% annualized vs +10.59%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ULVM has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -40.8% for ULVM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SCHD charges 0.06% per year while ULVM charges 0.20%. On a $10,000 position that is $6 vs $20 annually, a gap of $14 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.63% for ULVM.
Holdings Overlap
SCHD and ULVM share 13 holdings out of 211 unique holdings combined, representing a 9.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in ULVM | Difference |
|---|---|---|---|
| VZ | 3.68% | 0.89% | 2.79% |
| BMY | 3.22% | 0.89% | 2.33% |
| UPS | 2.25% | 0.80% | 1.45% |
| EOG | Pro | Pro | Pro |
| TGT | Pro | Pro | Pro |
| CINF | Pro | Pro | Pro |
| DVN | Pro | Pro | Pro |
| ADM | Pro | Pro | Pro |
| F | Pro | Pro | Pro |
| SNA | Pro | Pro | Pro |
See all 10 holdings SCHD shares with ULVM Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SCHD or ULVM?
SCHD has an expense ratio of 0.06% while ULVM charges 0.20%. SCHD is the cheaper option. On a $10,000 investment, that is $14 per year of difference.
Which performed better, SCHD or ULVM?
Over the past year SCHD returned +31.38% vs +30.73% for ULVM, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), SCHD annualized +11.39% vs +10.59% for ULVM. Past performance does not guarantee future results.
Which is riskier, SCHD or ULVM?
ULVM has been the more volatile fund at 17.0% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs ULVM -40.8%.
Should I hold both SCHD and ULVM?
SCHD and ULVM have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between SCHD and ULVM?
SCHD and ULVM share 13 common holdings with a 9.2% weight overlap. Combined, they hold 211 unique securities.
Which pays a higher dividend, SCHD or ULVM?
SCHD yields 3.31% while ULVM yields 1.63%, so SCHD currently pays the higher dividend yield.
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