SCHD vs STXF
SCHD vs STXF
Schwab US Dividend Equity ETF vs Strive 500 ETF
Quick Verdict
STXF has a lower expense ratio. SCHD delivered stronger 1-year returns. STXF offers more diversification with 496 holdings.
Side-by-Side Comparison
| Metric | SCHD | STXF | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.05% | |
| AUM | $103.7B | $1.1B | |
| Dividend Yield | 3.31% | 1.02% | |
| Holdings | 104 | 506 | |
| YTD Return | +22.69% | +9.88% | |
| 1Y Return | +30.94% | +19.53% | |
| 3Y Return (annualized) | +14.20% | +19.54% | |
| 5Y Return (annualized) | +9.59% | - | |
| Volatility (annualized) | 13.7% | 13.6% | |
| Max Drawdown | -33.4% | -19.0% | |
| Fund Family | Charles Schwab Asset Management | Strive Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Sep 15, 2022 |
SCHD vs STXF Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Strive 500 ETF (STXF) is a ETF from Strive Asset Management. Over the past year SCHD returned +30.94% while STXF returned +19.53%. Year to date, SCHD is up 22.69% versus a gain of 9.88% for STXF.
Over three years, SCHD compounded at +14.20% per year against +19.54% for STXF. Across the full 4-year window we track, STXF has the edge at +20.31% annualized vs +11.31%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.6% for STXF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -19.0% for STXF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while STXF charges 0.05%. On a $10,000 position that is $6 vs $5 annually, a gap of $1 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.02% for STXF.
Holdings Overlap
SCHD and STXF share 44 holdings out of 552 unique holdings combined, representing a 7.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in STXF | Difference |
|---|---|---|---|
| UNH | 4.54% | 0.52% | 4.02% |
| MRK | 4.32% | 0.44% | 3.88% |
| ABT | 4.49% | 0.24% | 4.25% |
| PG | Pro | Pro | Pro |
| HD | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| CVX | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
See all 10 holdings SCHD shares with STXF Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SCHD or STXF?
SCHD has an expense ratio of 0.06% while STXF charges 0.05%. STXF is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, SCHD or STXF?
Over the past year SCHD returned +30.94% vs +19.53% for STXF, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.31% vs +20.31% for STXF. Past performance does not guarantee future results.
Which is riskier, SCHD or STXF?
SCHD has been the more volatile fund at 13.7% annualized versus 13.6% for STXF. Worst drawdown: SCHD -33.4% vs STXF -19.0%.
Should I hold both SCHD and STXF?
SCHD and STXF have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and STXF?
SCHD and STXF share 44 common holdings with a 7.7% weight overlap. Combined, they hold 552 unique securities.
Which pays a higher dividend, SCHD or STXF?
SCHD yields 3.31% while STXF yields 1.02%, so SCHD currently pays the higher dividend yield.
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