SCEC vs VTI
SCEC vs VTI
Sterling Capital Enhanced Core Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | SCEC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.03% | |
| AUM | $598M | $663.5B | |
| Dividend Yield | 4.84% | 1.07% | |
| Holdings | 339 | 3,543 | |
| YTD Return | -2.78% | +13.92% | |
| 1Y Return | -0.99% | +24.07% | |
| 3Y Return (annualized) | - | +20.88% | |
| 5Y Return (annualized) | - | +12.47% | |
| Volatility (annualized) | 3.6% | 15.3% | |
| Max Drawdown | -4.6% | -56.6% | |
| Fund Family | Sterling Capital Active ETF | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 14, 2025 | May 24, 2001 |
SCEC vs VTI Performance
Sterling Capital Enhanced Core Bond ETF (SCEC) is a ETF from Sterling Capital Active ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SCEC returned -0.99% while VTI returned +24.07%. Year to date, SCEC is down 2.78% versus a gain of 13.92% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 3.6% for SCEC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for SCEC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCEC charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, SCEC currently yields 4.84% against 1.07% for VTI.
Holdings Overlap
SCEC and VTI share 0 holdings out of 2995 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCEC or VTI?
SCEC has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, SCEC or VTI?
Over the past year SCEC returned -0.99% vs +24.07% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), SCEC annualized +1.16% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, SCEC or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 3.6% for SCEC. Worst drawdown: SCEC -4.6% vs VTI -56.6%.
Should I hold both SCEC and VTI?
SCEC and VTI have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCEC and VTI?
SCEC and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2995 unique securities.
Which pays a higher dividend, SCEC or VTI?
SCEC yields 4.84% while VTI yields 1.07%, so SCEC currently pays the higher dividend yield.
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