RSPA vs VTI
RSPA vs VTI
Invesco S&P 500 Equal Weight Income Advantage ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | RSPA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.03% | |
| AUM | $1.0B | $663.5B | |
| Dividend Yield | 8.95% | 1.07% | |
| Holdings | 525 | 3,543 | |
| YTD Return | +11.18% | +10.14% | |
| 1Y Return | +18.39% | +19.82% | |
| 3Y Return (annualized) | - | +18.94% | |
| 5Y Return (annualized) | - | +11.79% | |
| Volatility (annualized) | 8.9% | 15.4% | |
| Max Drawdown | -15.4% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 17, 2024 | May 24, 2001 |
RSPA vs VTI Performance
Invesco S&P 500 Equal Weight Income Advantage ETF (RSPA) is a ETF from Invesco (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RSPA returned +18.39% while VTI returned +19.82%. Year to date, RSPA is up 11.18% versus a gain of 10.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 8.9% for RSPA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.4% for RSPA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RSPA charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, RSPA currently yields 8.95% against 1.07% for VTI.
Holdings Overlap
RSPA and VTI share 457 holdings out of 2828 unique holdings combined, representing a 35.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in RSPA | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 0.14% | 6.32% | 6.18% |
| AAPL | 0.14% | 5.84% | 5.70% |
| MSFT | 0.14% | 3.81% | 3.67% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
See all 10 holdings RSPA shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, RSPA or VTI?
RSPA has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
Which performed better, RSPA or VTI?
Over the past year RSPA returned +18.39% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), RSPA annualized +13.06% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, RSPA or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 8.9% for RSPA. Worst drawdown: RSPA -15.4% vs VTI -56.6%.
Should I hold both RSPA and VTI?
RSPA and VTI have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSPA and VTI?
RSPA and VTI share 457 common holdings with a 35.9% weight overlap. Combined, they hold 2828 unique securities.
Which pays a higher dividend, RSPA or VTI?
RSPA yields 8.95% while VTI yields 1.07%, so RSPA currently pays the higher dividend yield.
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