RSBT vs VTI
RSBT vs VTI
Return Stacked Bonds & Managed Futures ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | RSBT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.03% | |
| AUM | $138M | $663.5B | |
| Dividend Yield | 3.02% | 1.07% | |
| Holdings | 30 | 3,543 | |
| YTD Return | +3.54% | +13.39% | |
| 1Y Return | +17.12% | +23.21% | |
| 3Y Return (annualized) | +2.39% | +20.65% | |
| 5Y Return (annualized) | - | +12.18% | |
| Volatility (annualized) | 11.3% | 15.3% | |
| Max Drawdown | -23.6% | -56.6% | |
| Fund Family | Return Stacked ETF | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 7, 2023 | May 24, 2001 |
RSBT vs VTI Performance
Return Stacked Bonds & Managed Futures ETF (RSBT) is a ETF from Return Stacked ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RSBT returned +17.12% while VTI returned +23.21%. Year to date, RSBT is up 3.54% versus a gain of 13.39% for VTI.
Over three years, RSBT compounded at +2.39% per year against +20.65% for VTI. Across the full 4-year window we track, VTI has the edge at +8.11% annualized vs -1.25%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.3% for RSBT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.6% for RSBT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.29. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RSBT charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, RSBT currently yields 3.02% against 1.07% for VTI.
Holdings Overlap
RSBT and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RSBT or VTI?
RSBT has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
Which performed better, RSBT or VTI?
Over the past year RSBT returned +17.12% vs +23.21% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), RSBT annualized -1.25% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, RSBT or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 11.3% for RSBT. Worst drawdown: RSBT -23.6% vs VTI -56.6%.
Should I hold both RSBT and VTI?
RSBT and VTI have a monthly-return correlation of 0.29, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSBT and VTI?
RSBT and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, RSBT or VTI?
RSBT yields 3.02% while VTI yields 1.07%, so RSBT currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.