RDVI vs VTI
RDVI vs VTI
FT Vest Rising Dividend Achievers Target Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. RDVI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | RDVI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $3.5B | $663.5B | |
| Dividend Yield | 8.05% | 1.07% | |
| Holdings | 75 | 3,543 | |
| YTD Return | +15.08% | +14.20% | |
| 1Y Return | +26.68% | +24.16% | |
| 3Y Return (annualized) | +18.16% | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 15.0% | 15.3% | |
| Max Drawdown | -18.4% | -56.6% | |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 19, 2022 | May 24, 2001 |
RDVI vs VTI Performance
FT Vest Rising Dividend Achievers Target Income ETF (RDVI) is a ETF from First Trust Portfolios (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RDVI returned +26.68% while VTI returned +24.16%. Year to date, RDVI is up 15.08% versus a gain of 14.20% for VTI.
Over three years, RDVI compounded at +18.16% per year against +21.12% for VTI. Across the full 4-year window we track, RDVI has the edge at +20.51% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.0% for RDVI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.4% for RDVI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RDVI charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, RDVI currently yields 8.05% against 1.07% for VTI.
Holdings Overlap
RDVI and VTI share 67 holdings out of 2787 unique holdings combined, representing a 21.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in RDVI | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 2.00% | 6.32% | 4.32% |
| AAPL | 1.68% | 5.84% | 4.16% |
| MSFT | 1.50% | 3.81% | 2.31% |
| GOOGL | Pro | Pro | Pro |
| AMAT | Pro | Pro | Pro |
| LRCX | Pro | Pro | Pro |
| KLAC | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| JPM:US | Pro | Pro | Pro |
See all 10 holdings RDVI shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, RDVI or VTI?
RDVI has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, RDVI or VTI?
Over the past year RDVI returned +26.68% vs +24.16% for VTI, so RDVI leads on 1-year performance. Over the longest common window we track (4 years), RDVI annualized +20.51% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, RDVI or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 15.0% for RDVI. Worst drawdown: RDVI -18.4% vs VTI -56.6%.
Should I hold both RDVI and VTI?
RDVI and VTI have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RDVI and VTI?
RDVI and VTI share 67 common holdings with a 21.9% weight overlap. Combined, they hold 2787 unique securities.
Which pays a higher dividend, RDVI or VTI?
RDVI yields 8.05% while VTI yields 1.07%, so RDVI currently pays the higher dividend yield.
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