QRFT vs VTI
QRFT vs VTI
Qraft AI-Enhanced US Large Cap ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | QRFT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $9M | $663.5B | |
| Dividend Yield | 0.25% | 1.07% | |
| Holdings | 301 | 3,543 | |
| YTD Return | +11.77% | +14.20% | |
| 1Y Return | +21.39% | +24.16% | |
| 3Y Return (annualized) | +19.32% | +21.12% | |
| 5Y Return (annualized) | +10.94% | +12.37% | |
| Volatility (annualized) | 17.6% | 15.3% | |
| Max Drawdown | -30.2% | -56.6% | |
| Fund Family | QRAFT AI ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 20, 2019 | May 24, 2001 |
QRFT vs VTI Performance
Qraft AI-Enhanced US Large Cap ETF (QRFT) is a ETF from QRAFT AI ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QRFT returned +21.39% while VTI returned +24.16%. Year to date, QRFT is up 11.77% versus a gain of 14.20% for VTI.
Over three years, QRFT compounded at +19.32% per year against +21.12% for VTI; over five years the annualized figures are +10.94% and +12.37% respectively. Across the full 7-year window we track, QRFT has the edge at +15.76% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QRFT has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.2% for QRFT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
QRFT charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, QRFT currently yields 0.25% against 1.07% for VTI.
Holdings Overlap
QRFT and VTI share 262 holdings out of 2815 unique holdings combined, representing a 60.3% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in QRFT | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 9.65% | 6.32% | 3.33% |
| AAPL | 9.21% | 5.84% | 3.37% |
| AMZN | 5.92% | 3.17% | 2.75% |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| WMT | Pro | Pro | Pro |
See all 10 holdings QRFT shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, QRFT or VTI?
QRFT has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, QRFT or VTI?
Over the past year QRFT returned +21.39% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), QRFT annualized +15.76% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, QRFT or VTI?
QRFT has been the more volatile fund at 17.6% annualized versus 15.3% for VTI. Worst drawdown: QRFT -30.2% vs VTI -56.6%.
Should I hold both QRFT and VTI?
QRFT and VTI have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between QRFT and VTI?
QRFT and VTI share 262 common holdings with a 60.3% weight overlap. Combined, they hold 2815 unique securities.
Which pays a higher dividend, QRFT or VTI?
QRFT yields 0.25% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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