PTLC vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricPTLCVYMWinner
Expense Ratio0.60%0.04%
AUM$3.2B$79.0B
Dividend Yield1.01%2.86%
Holdings506568
YTD Return+4.54%+13.24%
1Y Return+12.30%+23.76%
3Y Return (annualized)+11.76%+16.97%
5Y Return (annualized)+9.53%+12.26%
Volatility (annualized)65542.9%14.6%
Max Drawdown-100.0%-58.8%
Fund FamilyPacer ETFsVanguard (US)
CategoryEquityEquity
InceptionJun 11, 2015Nov 10, 2006

PTLC vs VYM Performance

Pacer Trendpilot US Large Cap ETF (PTLC) is a ETF from Pacer ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year PTLC returned +12.30% while VYM returned +23.76%. Year to date, PTLC is up 4.54% versus a gain of 13.24% for VYM.

Over three years, PTLC compounded at +11.76% per year against +16.97% for VYM; over five years the annualized figures are +9.53% and +12.26% respectively. Across the full 20-year window we track, PTLC has the edge at +36.83% annualized vs +6.96%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PTLC has been the more volatile fund, with annualized monthly volatility of 65542.9% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -100.0% for PTLC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.07. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PTLC charges 0.60% per year while VYM charges 0.04%. On a $10,000 position that is $60 vs $4 annually, a gap of $56 per year that compounds over a long holding period. On income, PTLC currently yields 1.01% against 2.86% for VYM.

Holdings Overlap

33.0%overlap

PTLC and VYM share 224 holdings out of 827 unique holdings combined, representing a 33.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PTLCWeight in VYMDifference
AVGO2.65%6.47%3.82%
JPM1.39%3.36%1.97%
XOM0.88%2.83%1.95%
JNJProProPro
WMTProProPro
ABBVProProPro
PGProProPro
HDProProPro
CATProProPro
CSCOProProPro
See all 10 holdings PTLC shares with VYM
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, PTLC or VYM?

PTLC has an expense ratio of 0.60% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, PTLC or VYM?

Over the past year PTLC returned +12.30% vs +23.76% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (20 years), PTLC annualized +36.83% vs +6.96% for VYM. Past performance does not guarantee future results.

Which is riskier, PTLC or VYM?

PTLC has been the more volatile fund at 65542.9% annualized versus 14.6% for VYM. Worst drawdown: PTLC -100.0% vs VYM -58.8%.

Should I hold both PTLC and VYM?

PTLC and VYM have a monthly-return correlation of -0.07, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PTLC and VYM?

PTLC and VYM share 224 common holdings with a 33.0% weight overlap. Combined, they hold 827 unique securities.

Which pays a higher dividend, PTLC or VYM?

PTLC yields 1.01% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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