PTLC vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. PTLC offers more diversification with 493 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: PTLC

Side-by-Side Comparison

MetricPTLCQQQWinner
Expense Ratio0.60%0.18%
AUM$3.2B$455.8B
Dividend Yield1.01%0.41%
Holdings506108
YTD Return+4.54%+12.48%
1Y Return+12.30%+22.35%
3Y Return (annualized)+11.76%+22.30%
5Y Return (annualized)+9.53%+14.24%
Volatility (annualized)65542.9%30.6%
Max Drawdown-100.0%-83.0%
Fund FamilyPacer ETFsInvesco (US)
CategoryEquityEquity
InceptionJun 11, 2015Mar 10, 1999

PTLC vs QQQ Performance

Pacer Trendpilot US Large Cap ETF (PTLC) is a ETF from Pacer ETFs and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year PTLC returned +12.30% while QQQ returned +22.35%. Year to date, PTLC is up 4.54% versus a gain of 12.48% for QQQ.

Over three years, PTLC compounded at +11.76% per year against +22.30% for QQQ; over five years the annualized figures are +9.53% and +14.24% respectively. Across the full 21-year window we track, PTLC has the edge at +36.83% annualized vs +12.91%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PTLC has been the more volatile fund, with annualized monthly volatility of 65542.9% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -100.0% for PTLC and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.06. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PTLC charges 0.60% per year while QQQ charges 0.18%. On a $10,000 position that is $60 vs $18 annually, a gap of $42 per year that compounds over a long holding period. On income, PTLC currently yields 1.01% against 0.41% for QQQ.

Holdings Overlap

53.6%overlap

PTLC and QQQ share 87 holdings out of 509 unique holdings combined, representing a 53.6% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in PTLCWeight in QQQDifference
NVDA7.33%7.88%0.55%
AAPL7.04%7.46%0.42%
MSFT4.50%4.65%0.15%
AMZNProProPro
GOOGLProProPro
MUProProPro
GOOGProProPro
AVGOProProPro
AMDProProPro
METAProProPro
See all 10 holdings PTLC shares with QQQ
Exact weights in each fund and the difference, for every overlapping position.
Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime.

Frequently Asked Questions

Which is cheaper, PTLC or QQQ?

PTLC has an expense ratio of 0.60% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, PTLC or QQQ?

Over the past year PTLC returned +12.30% vs +22.35% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (21 years), PTLC annualized +36.83% vs +12.91% for QQQ. Past performance does not guarantee future results.

Which is riskier, PTLC or QQQ?

PTLC has been the more volatile fund at 65542.9% annualized versus 30.6% for QQQ. Worst drawdown: PTLC -100.0% vs QQQ -83.0%.

Should I hold both PTLC and QQQ?

PTLC and QQQ have a monthly-return correlation of -0.06, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PTLC and QQQ?

PTLC and QQQ share 87 common holdings with a 53.6% weight overlap. Combined, they hold 509 unique securities.

Which pays a higher dividend, PTLC or QQQ?

PTLC yields 1.01% while QQQ yields 0.41%, so PTLC currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →