PSQA vs VTI
PSQA vs VTI
Palmer Square CLO Senior Debt ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | PSQA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.21% | 0.03% | |
| AUM | $147M | $663.5B | |
| Dividend Yield | 4.77% | 1.07% | |
| Holdings | 90 | 3,543 | |
| YTD Return | +2.89% | +11.83% | |
| 1Y Return | +5.53% | +21.79% | |
| 3Y Return (annualized) | - | +20.40% | |
| 5Y Return (annualized) | - | +11.96% | |
| Volatility (annualized) | 1.3% | 15.3% | |
| Max Drawdown | -1.3% | -56.6% | |
| Fund Family | Palmer Square Capital Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 11, 2024 | May 24, 2001 |
PSQA vs VTI Performance
Palmer Square CLO Senior Debt ETF (PSQA) is a ETF from Palmer Square Capital Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PSQA returned +5.53% while VTI returned +21.79%. Year to date, PSQA is up 2.89% versus a gain of 11.83% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.3% for PSQA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.3% for PSQA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.06. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PSQA charges 0.21% per year while VTI charges 0.03%. On a $10,000 position that is $21 vs $3 annually, a gap of $18 per year that compounds over a long holding period. On income, PSQA currently yields 4.77% against 1.07% for VTI.
Holdings Overlap
PSQA and VTI share 0 holdings out of 2800 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PSQA or VTI?
PSQA has an expense ratio of 0.21% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $18 per year of difference.
Which performed better, PSQA or VTI?
Over the past year PSQA returned +5.53% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), PSQA annualized +5.63% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, PSQA or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 1.3% for PSQA. Worst drawdown: PSQA -1.3% vs VTI -56.6%.
Should I hold both PSQA and VTI?
PSQA and VTI have a monthly-return correlation of 0.06, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PSQA and VTI?
PSQA and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2800 unique securities.
Which pays a higher dividend, PSQA or VTI?
PSQA yields 4.77% while VTI yields 1.07%, so PSQA currently pays the higher dividend yield.
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