PRTO vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricPRTOSCHDWinner
Expense Ratio0.82%0.06%
AUM$17M$103.7B
Dividend Yield0.00%3.31%
Holdings17104
YTD Return+10.32%+23.31%
1Y Return-+30.42%
3Y Return (annualized)-+14.66%
5Y Return (annualized)-+9.59%
Volatility (annualized)-13.6%
Max Drawdown-4.7%-33.4%
Fund FamilyRCN Wealth Advisors, Inc.Charles Schwab Asset Management
CategoryAllocation/BalancedEquity
InceptionMar 24, 2026Oct 20, 2011

PRTO vs SCHD Performance

RCN Pareto Strategic Allocation ETF (PRTO) is a ETF from RCN Wealth Advisors, Inc. and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, PRTO is up 10.32% versus a gain of 23.31% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.7% for PRTO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

PRTO charges 0.82% per year while SCHD charges 0.06%. On a $10,000 position that is $82 vs $6 annually, a gap of $76 per year that compounds over a long holding period. On income, PRTO currently yields 0.00% against 3.31% for SCHD.

Holdings Overlap

2.9%overlap

PRTO and SCHD share 2 holdings out of 115 unique holdings combined, representing a 2.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PRTOWeight in SCHDDifference
TXN1.00%3.70%2.70%
LMT1.88%2.66%0.78%

Frequently Asked Questions

Which is cheaper, PRTO or SCHD?

PRTO has an expense ratio of 0.82% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

What is the holdings overlap between PRTO and SCHD?

PRTO and SCHD share 2 common holdings with a 2.9% weight overlap. Combined, they hold 115 unique securities.

Which pays a higher dividend, PRTO or SCHD?

PRTO yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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