PRTO vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricPRTOSPYWinner
Expense Ratio0.82%0.09%
AUM$17M$789.1B
Dividend Yield0.00%1.01%
Holdings17505
YTD Return+9.89%+13.10%
1Y Return-+22.80%
3Y Return (annualized)-+20.98%
5Y Return (annualized)-+13.20%
Volatility (annualized)-15.3%
Max Drawdown-4.7%-56.5%
Fund FamilyRCN Wealth Advisors, Inc.State Street Investment Management
CategoryAllocation/BalancedEquity
InceptionMar 24, 2026Jan 22, 1993

PRTO vs SPY Performance

RCN Pareto Strategic Allocation ETF (PRTO) is a ETF from RCN Wealth Advisors, Inc. and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, PRTO is up 9.89% versus a gain of 13.10% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.7% for PRTO and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

PRTO charges 0.82% per year while SPY charges 0.09%. On a $10,000 position that is $82 vs $9 annually, a gap of $73 per year that compounds over a long holding period. On income, PRTO currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

1.3%overlap

PRTO and SPY share 5 holdings out of 515 unique holdings combined, representing a 1.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PRTOWeight in SPYDifference
LMT1.88%0.17%1.71%
TXN1.00%0.43%0.57%
EQT1.12%0.05%1.07%
LIN:IEProProPro
UNPProProPro
See all 5 holdings PRTO shares with SPY
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Frequently Asked Questions

Which is cheaper, PRTO or SPY?

PRTO has an expense ratio of 0.82% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $73 per year of difference.

What is the holdings overlap between PRTO and SPY?

PRTO and SPY share 5 common holdings with a 1.3% weight overlap. Combined, they hold 515 unique securities.

Which pays a higher dividend, PRTO or SPY?

PRTO yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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