PRIV vs VYM
PRIV vs VYM
State Street IG Public & Private Credit ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | PRIV | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.04% | |
| AUM | $837M | $79.0B | |
| Dividend Yield | 4.58% | 2.86% | |
| Holdings | 201 | 568 | |
| YTD Return | -0.54% | +13.82% | |
| 1Y Return | +2.16% | +24.08% | |
| 3Y Return (annualized) | - | +17.72% | |
| 5Y Return (annualized) | - | +12.13% | |
| Volatility (annualized) | 3.1% | 14.6% | |
| Max Drawdown | -2.8% | -58.8% | |
| Fund Family | SPDR State Street Global Advisors | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 26, 2025 | Nov 10, 2006 |
PRIV vs VYM Performance
State Street IG Public & Private Credit ETF (PRIV) is a ETF from SPDR State Street Global Advisors and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year PRIV returned +2.16% while VYM returned +24.08%. Year to date, PRIV is down 0.54% versus a gain of 13.82% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 3.1% for PRIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.8% for PRIV and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PRIV charges 0.55% per year while VYM charges 0.04%. On a $10,000 position that is $55 vs $4 annually, a gap of $51 per year that compounds over a long holding period. On income, PRIV currently yields 4.58% against 2.86% for VYM.
Holdings Overlap
PRIV and VYM share 0 holdings out of 717 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PRIV or VYM?
PRIV has an expense ratio of 0.55% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $51 per year of difference.
Which performed better, PRIV or VYM?
Over the past year PRIV returned +2.16% vs +24.08% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), PRIV annualized +3.14% vs +6.98% for VYM. Past performance does not guarantee future results.
Which is riskier, PRIV or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 3.1% for PRIV. Worst drawdown: PRIV -2.8% vs VYM -58.8%.
Should I hold both PRIV and VYM?
PRIV and VYM have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PRIV and VYM?
PRIV and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 717 unique securities.
Which pays a higher dividend, PRIV or VYM?
PRIV yields 4.58% while VYM yields 2.86%, so PRIV currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.