PRIV vs VXUS
PRIV vs VXUS
State Street IG Public & Private Credit ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | PRIV | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.05% | |
| AUM | $837M | $156.5B | |
| Dividend Yield | 4.58% | 2.60% | |
| Holdings | 201 | 8,747 | |
| YTD Return | -0.28% | +13.40% | |
| 1Y Return | +2.51% | +27.42% | |
| 3Y Return (annualized) | - | +18.54% | |
| 5Y Return (annualized) | - | +9.05% | |
| Volatility (annualized) | 3.1% | 15.1% | |
| Max Drawdown | -2.8% | -39.9% | |
| Fund Family | SPDR State Street Global Advisors | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 26, 2025 | Jan 26, 2011 |
PRIV vs VXUS Performance
State Street IG Public & Private Credit ETF (PRIV) is a ETF from SPDR State Street Global Advisors and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year PRIV returned +2.51% while VXUS returned +27.42%. Year to date, PRIV is down 0.28% versus a gain of 13.40% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.1% for PRIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.8% for PRIV and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PRIV charges 0.55% per year while VXUS charges 0.05%. On a $10,000 position that is $55 vs $5 annually, a gap of $50 per year that compounds over a long holding period. On income, PRIV currently yields 4.58% against 2.60% for VXUS.
Holdings Overlap
PRIV and VXUS share 0 holdings out of 8020 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PRIV or VXUS?
PRIV has an expense ratio of 0.55% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $50 per year of difference.
Which performed better, PRIV or VXUS?
Over the past year PRIV returned +2.51% vs +27.42% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (1 years), PRIV annualized +3.31% vs +4.79% for VXUS. Past performance does not guarantee future results.
Which is riskier, PRIV or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 3.1% for PRIV. Worst drawdown: PRIV -2.8% vs VXUS -39.9%.
Should I hold both PRIV and VXUS?
PRIV and VXUS have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PRIV and VXUS?
PRIV and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8020 unique securities.
Which pays a higher dividend, PRIV or VXUS?
PRIV yields 4.58% while VXUS yields 2.60%, so PRIV currently pays the higher dividend yield.
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