PRIV vs VOO
PRIV vs VOO
State Street IG Public & Private Credit ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | PRIV | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $837M | $979.0B | |
| Dividend Yield | 4.58% | 1.09% | |
| Holdings | 201 | 509 | |
| YTD Return | -0.54% | +11.51% | |
| 1Y Return | +2.16% | +21.46% | |
| 3Y Return (annualized) | - | +20.86% | |
| 5Y Return (annualized) | - | +13.01% | |
| Volatility (annualized) | 3.1% | 14.1% | |
| Max Drawdown | -2.8% | -34.3% | |
| Fund Family | SPDR State Street Global Advisors | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 26, 2025 | Sep 7, 2010 |
PRIV vs VOO Performance
State Street IG Public & Private Credit ETF (PRIV) is a ETF from SPDR State Street Global Advisors and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PRIV returned +2.16% while VOO returned +21.46%. Year to date, PRIV is down 0.54% versus a gain of 11.51% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 3.1% for PRIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.8% for PRIV and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.39. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PRIV charges 0.55% per year while VOO charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, PRIV currently yields 4.58% against 1.09% for VOO.
Holdings Overlap
PRIV and VOO share 0 holdings out of 664 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PRIV or VOO?
PRIV has an expense ratio of 0.55% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, PRIV or VOO?
Over the past year PRIV returned +2.16% vs +21.46% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (1 years), PRIV annualized +3.14% vs +13.44% for VOO. Past performance does not guarantee future results.
Which is riskier, PRIV or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 3.1% for PRIV. Worst drawdown: PRIV -2.8% vs VOO -34.3%.
Should I hold both PRIV and VOO?
PRIV and VOO have a monthly-return correlation of 0.39, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PRIV and VOO?
PRIV and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 664 unique securities.
Which pays a higher dividend, PRIV or VOO?
PRIV yields 4.58% while VOO yields 1.09%, so PRIV currently pays the higher dividend yield.
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